NAICS UNIVERSITY · Free research for insurance agents
Other Building Finishing Contractors
NAICS 238390 · United States · 2022 edition
This industry comprises establishments primarily engaged in building finishing trade work (except drywall, plaster, and insulation work; painting and wall covering work; flooring work; tile and terrazzo work; and finish carpentry work). The work performed may include new work, additions, alterations, maintenance, and repairs.
Start the review with completed operations.
For Other Building Finishing Contractors, the saved research highlights completed operations, third-party property damage at job sites, premises liability at client sites. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What specific finishing trades does the business perform — and what percentage of revenue comes from each? (e.g., waterproofing vs. cabinet installation vs. window treatments)
- Is work primarily residential, light commercial, or larger commercial and institutional projects?
- Does the business work as a prime contractor, a subcontractor to general contractors, or both?
- Are subcontractors used? If so, are certificates of insurance collected, and are subs required to carry their own GL and workers' comp?
- Are any chemical coatings, sealers, or solvent-based products applied on-site?
- Does the business perform any trade show exhibit installation or dismantling work?
- What is the total value of portable tools and equipment transported to job sites?
- Any prior completed-operations, property damage, or workers' compensation claims in the last three to five years?
Activities described by this code
- Bathtub refinishing, on-site
- Fabricating metal cabinets or countertops on site
- Closet organizer system installation
- Modular furniture system attachment and installation
- CONSTRUCTION 137
- Waterproofing contractors
- Window shade and blind installation
- Concrete coating, glazing, or sealing
- Trade show exhibit installation and dismantling
- Countertop and cabinet, metal (except residential- type), installation
- Drapery fixture (e.g., hardware, rods, tracks) installation
Other activities to examine
- Installing drywall, plaster, or insulation: 238310 — Drywall and Insulation Contractors
- Installing or removing paint or wall coverings: 238320 — Painting and Wall Covering Contractors
- Installing or repairing wood floors, resilient flooring, and carpet: 238330 — Flooring Contractors
- Setting tile or performing terrazzo work: 238340 — Tile and Terrazzo Contractors
- Finish carpentry: 238350 — Finish Carpentry Contractors;
- Retailing and installing window shades and blinds: 449122 — Window Treatment Retailers
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Businesses in this class perform a wide range of finishing work at client locations — from installing closet organizers, window blinds, drapery hardware, and countertops to waterproofing foundations and basements, applying concrete coatings and sealers, or installing and dismantling trade show exhibits. Work may be performed on new construction, renovations, or maintenance and repair projects for residential, commercial, or institutional clients. Most employees travel to job sites rather than working from a fixed production facility.
Questions to investigate
- What specific finishing trades does the business perform — and what percentage of revenue comes from each? (e.g., waterproofing vs. cabinet installation vs. window treatments)
- Is work primarily residential, light commercial, or larger commercial and institutional projects?
- Does the business work as a prime contractor, a subcontractor to general contractors, or both?
- Are subcontractors used? If so, are certificates of insurance collected, and are subs required to carry their own GL and workers' comp?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.