NAICS UNIVERSITY · Free research for insurance agents
Window Treatment Retailers
NAICS 449122 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in retailing new window treatments, such as curtains, drapes, blinds, and shades.
Start the review with premises liability.
For Window Treatment Retailers, the saved research highlights premises liability, products liability, in-home installation liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the business offer in-home measurement or professional installation services, and are those performed by employees or subcontractors?
- What is the approximate split between retail sales revenue and installation services revenue?
- Are any window treatments fabricated or custom-sewn on the premises, or is all fabrication outsourced?
- Does the business sell corded window covering products, and are those products compliant with current voluntary or regulatory safety standards?
- Do employees or installers use personal vehicles or company-owned vehicles for off-site visits and deliveries?
- What is the value of custom-ordered inventory typically held on premises awaiting customer pickup or installation?
- Are installation subcontractors used, and does the business collect certificates of insurance from them?
- Any prior products liability, completed operations, or slip-and-fall claims?
Activities described by this code
Other activities to examine
- Selling custom curtains and draperies made on the premises: 314120 — Curtain and Linen Mills;
- Manufacturing window blinds and shades: 337920 — Blind and Shade Manufacturing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Window treatment retailers sell curtains, drapes, blinds, shades, shutters, and related hardware to residential and commercial customers. Operations typically include a showroom where samples are displayed, and many locations also offer in-home measurement consultations and professional installation services. Some retailers carry pre-packaged off-the-shelf products; others offer custom ordering through third-party fabricators.
Questions to investigate
- Does the business offer in-home measurement or professional installation services, and are those performed by employees or subcontractors?
- What is the approximate split between retail sales revenue and installation services revenue?
- Are any window treatments fabricated or custom-sewn on the premises, or is all fabrication outsourced?
- Does the business sell corded window covering products, and are those products compliant with current voluntary or regulatory safety standards?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.