NAICS UNIVERSITY · Free research for insurance agents
Flooring Contractors
NAICS 238330 · United States · 2022 edition
This industry comprises establishments primarily engaged in the installation of resilient floor tile, carpeting, linoleum, and hardwood flooring. The work performed may include new work, additions, alterations, maintenance, and repairs.
Start the review with completed operations.
For Flooring Contractors, the saved research highlights completed operations, client-site premises liability, products liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What types of flooring are primarily installed — carpet, vinyl, hardwood, or a mix — and is any staining, sanding, or polyurethane finishing performed?
- What is the split between residential and commercial work, and are there any institutional, healthcare, or public facility projects?
- Are subcontractors used, and if so, are certificates of insurance and additional insured status routinely collected?
- How are tools and equipment transported and stored — in vehicles overnight, in a shop, or at job sites?
- Are any flammable adhesives, stains, or finishing chemicals stored on-site at a shop or warehouse?
- What is the typical project size, and are there any large general contractor relationships requiring additional insured or waiver of subrogation endorsements?
- Any prior completed-operations claims, particularly involving moisture damage, trip hazards, or subfloor issues?
- Do employees use personal vehicles for job-site travel or material pickups?
Activities described by this code
- Carpet, installation only
- Resilient floor tile or sheet (e.g., linoleum, rubber, vinyl), installation only
- Vinyl flooring contractors
- Resurfacing hardwood flooring
- Hardwood flooring, installation only
- Floor laying, scraping, finishing, and refinishing
Other activities to examine
- Laying concrete flooring: 238110 — Poured Concrete Foundation and Structure Contractors
- Applying epoxy to concrete flooring: 238190 — Other Foundation, Structure, and Building Exterior Contractors
- Installing fireproof flooring: 238310 — Drywall and Insulation Contractors
- Installing stone or ceramic floor tile: 238340 — Tile and Terrazzo Contractors;
- Retailing and installing carpet and other flooring products: 44-45 — Retail Trade
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Flooring contractors install, repair, refinish, and replace floor coverings including carpet, hardwood, vinyl, linoleum, and resilient tile in residential and commercial settings. Crews typically work at customer or job-site locations, cutting and fitting materials, preparing subfloors, and applying adhesives, stains, sealers, or polyurethane finishes. The business may operate from a small shop or warehouse for material storage and equipment staging, but the actual work is performed on-site.
Questions to investigate
- What types of flooring are primarily installed — carpet, vinyl, hardwood, or a mix — and is any staining, sanding, or polyurethane finishing performed?
- What is the split between residential and commercial work, and are there any institutional, healthcare, or public facility projects?
- Are subcontractors used, and if so, are certificates of insurance and additional insured status routinely collected?
- How are tools and equipment transported and stored — in vehicles overnight, in a shop, or at job sites?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.