NAICS UNIVERSITY · Free research for insurance agents
Tile and Terrazzo Contractors
NAICS 238340 · United States · 2022 edition
This industry comprises establishments primarily engaged in setting and installing ceramic tile, stone (interior only), and mosaic and/or mixing marble particles and cement to make terrazzo at the job site. The work performed may include new work, additions, alterations, maintenance, and repairs.
Start the review with completed operations.
For Tile and Terrazzo Contractors, the saved research highlights completed operations, third-party property damage, premises liability at job site. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the mix of work — residential remodel, new residential construction, light commercial, or large commercial and institutional projects?
- Does the firm do any exterior stone, marble, or slate installation, or is the work strictly interior?
- Is terrazzo work a significant part of operations, and if so, is it cement-based or epoxy-based?
- How many employees and crew members work regularly, and are any workers classified as subcontractors?
- Are subcontractors used, and if so, do they carry their own insurance with certificates on file?
- What is the value of tools and equipment typically transported to job sites?
- Does the firm store significant quantities of stone, tile, or materials at a shop or warehouse?
- Any prior losses — particularly completed-operations claims involving water intrusion, cracking, or third-party property damage?
Activities described by this code
- Ceramic tile installation
- Mantel, marble or stone, installation
- Tile (except resilient) laying and setting
- Stone flooring installation
- Mosaic work
- Marble, granite, and slate, interior installation contractors
Other activities to examine
- Exterior marble, granite, and slate work: 238140 — Masonry Contractors
- Manufacturing precast terrazzo products: 327390 — Other Concrete Product Manufacturing;
- Installing, without selling resilient floor tile: 238330 — Flooring Contractors
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Tile and terrazzo contractors work at client job sites — residential homes, commercial buildings, and institutional facilities — setting and installing ceramic tile, natural stone, marble, granite, slate, and mosaic surfaces on floors, walls, and countertops. Terrazzo work involves mixing marble chips or aggregate with cement or epoxy binders and finishing on-site. Work ranges from small bath remodels to large commercial flooring and decorative surface projects.
Questions to investigate
- What is the mix of work — residential remodel, new residential construction, light commercial, or large commercial and institutional projects?
- Does the firm do any exterior stone, marble, or slate installation, or is the work strictly interior?
- Is terrazzo work a significant part of operations, and if so, is it cement-based or epoxy-based?
- How many employees and crew members work regularly, and are any workers classified as subcontractors?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.