NAICS UNIVERSITY · Free research for insurance agents
Finish Carpentry Contractors
NAICS 238350 · United States · 2022 edition
This industry comprises establishments primarily engaged in finish carpentry work. The work performed may include new work, additions, alterations, maintenance, and repairs.
Start the review with completed operations.
For Finish Carpentry Contractors, the saved research highlights completed operations, client property damage, tools and equipment theft. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the breakdown of work between residential and commercial projects, and does the contractor perform any new construction vs. remodel or renovation work?
- Does the operation include any on-site or off-site fabrication using woodworking equipment, or is work limited to installation of pre-made components?
- Are helpers or subcontractors used, and if so, are certificates of insurance collected from each?
- What is the total value of tools and equipment typically on hand, and where is equipment stored overnight — secured vehicle, shop, or open job site?
- Are there any current or upcoming projects involving high-value residential properties, luxury interiors, or specialized materials such as custom millwork or historic wood elements?
- Does the contractor perform any ship joinery, marine, or other specialty carpentry outside of standard residential and commercial construction?
- What do client contracts typically require in terms of liability limits and additional insured status?
- Any prior GL, completed-operations, or workers' compensation claims in the last three to five years?
Activities described by this code
- Built-in wood cabinets constructed on site
- Molding or trim, wood or plastic, installation
- Countertop (except ceramic tile or stone), residential- type, installation
- Paneling installation
- Door and window frame construction
- Garage door, residential-type, installation
- Prefabricated kitchen and bath cabinet, residential- type, installation
- Ship joinery contractors
- Millwork installation
- Window and door, residential-type, of any material, prefabricated, installation
Other activities to examine
- Installing ceramic tile or stone countertops: 238340 — Tile and Terrazzo Contractors
- Installing nonresidential-type metal countertops and cabinets: 238390 — Other Building Finishing Contractors
- Installing skylights: 238160 — Roofing Contractors
- Framing: 238130 — Framing Contractors;
- Manufacturing custom kitchen and bath cabinets (except freestanding) in a shop: 337110 — Wood Kitchen Cabinet and Countertop Manufacturing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Finish carpentry contractors install interior and exterior finish elements — trim, molding, doors, windows, built-in cabinets, paneling, countertops, and millwork — on new construction, remodel, and renovation projects. Work is performed primarily at client sites (residential or commercial), with tools and materials transported from job to job. Some operators fabricate or pre-finish pieces in a shop before installation.
Questions to investigate
- What is the breakdown of work between residential and commercial projects, and does the contractor perform any new construction vs. remodel or renovation work?
- Does the operation include any on-site or off-site fabrication using woodworking equipment, or is work limited to installation of pre-made components?
- Are helpers or subcontractors used, and if so, are certificates of insurance collected from each?
- What is the total value of tools and equipment typically on hand, and where is equipment stored overnight — secured vehicle, shop, or open job site?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.