NAICS UNIVERSITY · Free research for insurance agents
Framing Contractors
NAICS 238130 · United States · 2022 edition
This industry comprises establishments primarily engaged in structural framing and sheathing using materials other than structural steel or concrete. The work performed may include new work, additions, alterations, maintenance, and repairs.
Start the review with completed operations.
For Framing Contractors, the saved research highlights completed operations, employee injuries, fall exposure. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the split between residential and commercial framing work, and does the insured do any multi-story or complex commercial projects?
- Does the insured use subcontractors, and if so, is there a documented process for collecting and tracking certificates of insurance?
- Is any design-assist, truss specification, or structural layout work performed — or is the insured strictly field framing only?
- Are there any on-site truss or component fabrication operations, or is all prefab material purchased from third-party suppliers?
- What is the prior loss history, specifically any completed-operations or structural defect claims?
- Are any projects performed under wrap-up programs (OCIP/CCIP), and does the insured understand how those programs interact with their own coverage?
- What owned and non-owned vehicles are in the fleet, and are there any CDL drivers or oversized load hauls?
- What is the insured's geographic footprint — single state, regional, or multi-state operations?
Activities described by this code
- Building framing (except structural steel)
- Post framing contractors
- Foundation, building, wood, contractors
- Steel framing contractors
- Framing contractors
- Wood frame component (e.g., truss) fabrication on site
Other activities to examine
- Finish carpentry: 238350 — Finish Carpentry Contractors;
- Installing structural steel, precast concrete framing, or structural elements: 238120 — Structural Steel and Precast Concrete Contractors
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Framing contractors erect the structural skeleton of buildings — cutting and assembling wood, light-gauge steel, or engineered lumber into wall systems, floor systems, and roof structures. Work is performed almost entirely on client-owned job sites, typically under a general contractor, and may include sheathing installation and on-site assembly of prefabricated components like trusses. Projects range from single-family homes to large commercial buildings depending on the contractor's specialization.
Questions to investigate
- What is the split between residential and commercial framing work, and does the insured do any multi-story or complex commercial projects?
- Does the insured use subcontractors, and if so, is there a documented process for collecting and tracking certificates of insurance?
- Is any design-assist, truss specification, or structural layout work performed — or is the insured strictly field framing only?
- Are there any on-site truss or component fabrication operations, or is all prefab material purchased from third-party suppliers?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.