NAICS UNIVERSITY · Free research for insurance agents
New Single-Family Housing Construction (except For-Sale Builders)
NAICS 236115 · United States · 2022 edition
This U.S. industry comprises general contractor establishments primarily responsible for the entire construction of new single-family housing, such as single-family detached houses and town houses or row houses where each housing unit (1) is separated from its neighbors by a ground-to-roof wall and (2) has no housing units constructed above or below. This industry includes general contractors responsible for the on-site assembly of modular and prefabricated houses. Single-family housing design-build firms and single-family construction management firms acting as general contractors are included in this industry.
Start with the work promised to the client.
For New Single-Family Housing Construction (except For-Sale Builders), clarify the services, contracts and consequences of an error. Review completed operations, subcontractor liability, employee and worker injuries. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- What is the annual revenue and projected project count for the coming policy period — and how does that compare to the prior year?
- Does the operation self-perform any trades, or is all labor subcontracted? If self-performed, which trades?
- How does the GC document subcontractor certificates of insurance and additional insured status throughout the project?
- Are any projects design-build or construction management arrangements where the GC takes on design responsibility?
- Are there any current or anticipated owner-controlled insurance programs (OCIPs) or wrap-up policies on active projects?
- What is the average and maximum single-project value, and what is the typical construction type — wood frame, masonry, modular?
- Has the GC had any completed-operations, construction defect, or mold-related claims in the past five years?
- In which states does the GC operate — particularly relevant for construction defect statute exposure?
Activities described by this code
Other activities to examine
- Remodeling or repairing existing houses and other residential buildings: 236118 — Residential Remodelers
- Performing manufactured (mobile) home set up and tie-down work: 238990 — All Other Specialty Trade Contractors
- Performing specialized construction work on houses and other residential buildings, generally on a subcontract basis: 238 — Specialty Trade Contractors
- Manufacturing prefabricated residential buildings and assembling/erecting them at the customers' site: 31-33 — Manufacturing, based on the primary material (wood, plastic, or metal);
- Constructing and leasing residential buildings on their own account: 531110 — Lessors of Residential Buildings and Dwellings
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
New single-family residential GCs are primarily responsible for the complete construction of a home from site preparation through final delivery — coordinating and overseeing subcontractors for framing, mechanical, electrical, plumbing, roofing, and finish work. The GC typically holds the prime contract with the homeowner, manages the construction schedule and budget, and is responsible for the completed structure. Some operators self-perform certain trades; others work almost entirely through subcontractors.
Questions to investigate
- What is the annual revenue and projected project count for the coming policy period — and how does that compare to the prior year?
- Does the operation self-perform any trades, or is all labor subcontracted? If self-performed, which trades?
- How does the GC document subcontractor certificates of insurance and additional insured status throughout the project?
- Are any projects design-build or construction management arrangements where the GC takes on design responsibility?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.