NAICS UNIVERSITY · Free research for insurance agents
Residential Remodelers
NAICS 236118 · United States · 2022 edition
This U.S. industry comprises establishments primarily responsible for the remodeling construction (including additions, alterations, reconstruction, maintenance, and repairs) of houses and other residential buildings, single- family and multifamily. Included in this industry are remodeling general contractors, for-sale remodelers, remodeling design-build firms, and remodeling project construction management firms.
Start the review with completed operations.
For Residential Remodelers, the saved research highlights completed operations, subcontractor liability, premises liability at jobsite. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What percentage of work is performed by the insured's own employees versus subcontractors, and does the firm require and collect certificates of insurance from all subs?
- What types of projects make up the bulk of the work — cosmetic finishes, kitchen and bath, structural additions, or whole-home renovations?
- Does the firm offer design, architectural coordination, or project management services as part of its contracts?
- What are the typical contract values per project, and is there a current or anticipated large single project that exceeds normal scope?
- Are any operations performed on multifamily occupied residential buildings — including occupied units?
- Does the firm ever work with properties that may contain lead paint, asbestos, or mold?
- What is the firm's prior loss history, particularly any completed-operations, water damage, or structural defect claims?
- Does the firm operate company-owned vehicles, and do crew members ever use personal vehicles for business purposes?
Activities described by this code
Other activities to examine
- Building single-family houses for others as general contractors: 236115 — New Single-Family Housing Construction (except For-Sale Builders)
- Building multifamily buildings for others as general contractors: 236116 — New Multifamily Housing Construction (except For-Sale Builders)
- Building houses or other residential buildings, on their own account for sale as speculative builders or merchant builders: 236117 — New Housing For-Sale Builders
- Remodeling nonresidential buildings: 2362 — Nonresidential Building Construction, based on the type of structure being remodeled
- Performing specialized construction work on houses or other residential buildings, generally on a subcontract basis: 238 — Specialty Trade Contractors;
- Constructing and leasing residential buildings on their own account: 531110 — Lessors of Residential Buildings and Dwellings
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Residential remodelers manage or perform additions, alterations, renovations, and repairs to existing single-family homes and multifamily residential buildings. Work typically includes kitchen and bath remodels, room additions, basement finishing, structural alterations, and whole-home renovations. Operations may involve direct labor crews, heavy reliance on subcontractors, or a design-build model that combines planning and construction under one contract.
Questions to investigate
- What percentage of work is performed by the insured's own employees versus subcontractors, and does the firm require and collect certificates of insurance from all subs?
- What types of projects make up the bulk of the work — cosmetic finishes, kitchen and bath, structural additions, or whole-home renovations?
- Does the firm offer design, architectural coordination, or project management services as part of its contracts?
- What are the typical contract values per project, and is there a current or anticipated large single project that exceeds normal scope?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.