NAICS UNIVERSITY · Free research for insurance agents
All Other Personal Services
NAICS 812990 · United States · 2022 edition
This industry comprises establishments primarily engaged in providing personal services (except personal care services, death care services, drycleaning and laundry services, pet care services, photofinishing services, or parking space and/or valet parking services).
Start with the work promised to the client.
For All Other Personal Services, clarify the services, contracts and consequences of an error. Review professional liability / e&o, premises liability, bodily injury to clients. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- What specific personal service does this business provide — the NAICS code covers a very wide range of operations?
- Does the business involve any physical contact with clients (fitness training, personal grooming), or is it primarily advisory and coordination?
- Are client funds, deposits, or property handled on behalf of customers, and in what amounts?
- Does the operation involve bail bonding, surety, or any financial guarantee services?
- How many employees or independent contractors are used, and how are they classified?
- Does the business operate from a fixed location, travel to clients, or run equipment across multiple third-party sites?
- Are client contracts in place, and do they include indemnification or insurance requirements?
- What is the prior loss history, including any professional liability, bodily injury, or property claims?
Activities described by this code
- Bail bonding or bondsperson services
- Shoeshine services
- Coin- or card-operated personal services machine (e.g., blood pressure, locker, photographic, scale, shoeshine) concession operators
- Social escort services
- Consumer buying services
- Wedding planning services
- Dating services
- Personal fitness training services
Other activities to examine
- Providing personal care services: 8121 — Personal Care Services
- Providing death care services: 8122 — Death Care Services
- Providing drycleaning and laundry services: 8123 — Drycleaning and Laundry Services
- Providing pet care (except veterinary) services: 812910 — Pet Care (except Veterinary) Services
- Practicing veterinary medicine: 541940 — Veterinary Services
- Providing photofinishing services: 81292 — Photofinishing
- Providing parking space for motor vehicles and/or valet parking services: 812930 — Parking Lots and Garages;
- Providing non-medical home care or homemaker services for the elderly or persons with disabilities: 624120 — Services for the Elderly and Persons with Disabilities
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Businesses in this class provide a wide range of personal services not captured by other personal services categories — examples include wedding and event planning, personal fitness training, bail bonding, dating and social introduction services, consumer buying and concierge services, coin-operated personal service machine operations, and shoeshine or personal grooming concessions. Day-to-day operations vary enormously: some involve direct physical contact with clients, others are purely administrative or advisory, and still others involve managing equipment networks across multiple locations.
Questions to investigate
- What specific personal service does this business provide — the NAICS code covers a very wide range of operations?
- Does the business involve any physical contact with clients (fitness training, personal grooming), or is it primarily advisory and coordination?
- Are client funds, deposits, or property handled on behalf of customers, and in what amounts?
- Does the operation involve bail bonding, surety, or any financial guarantee services?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.