NAICS UNIVERSITY · Free research for insurance agents
Parking Lots and Garages
NAICS 812930 · United States · 2022 edition
This industry comprises establishments primarily engaged in providing parking space for motor vehicles, usually on an hourly, daily, or monthly basis and/or valet parking services. OTHER SERVICES (EXCEPT PUBLIC ADMINISTRATION) 579
Start the review with garagekeepers.
For Parking Lots and Garages, the saved research highlights garagekeepers, premises liability, completed operations / valet operations. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Is the facility self-park, attended, valet-only, or a combination — and what percentage of vehicles are handled directly by employees?
- What is the peak number of vehicles on the premises at any one time, and what is the average estimated value per vehicle?
- Does the facility serve event venues, hotels, hospitals, or other high-throughput or high-value-vehicle clientele?
- Is the facility a surface lot, single-level garage, or multi-story structure — and if enclosed, what ventilation and fire suppression systems are in place?
- Are there any owned vehicles in the operation — shuttles, courtesy cars, or vehicles used to retrieve patron cars off-premises?
- What security measures are in place — cameras, lighting, fencing, on-site security personnel, automated gates?
- Are there any management agreements with third-party property owners or venues, and do those agreements include indemnification obligations?
- What is the prior loss history, particularly any garagekeepers, theft, or premises liability claims in the past three to five years?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Parking lots and garages accept customer vehicles on a short-term or long-term basis, typically charging by the hour, day, or month. Operations range from unstaffed automated surface lots to fully attended multi-level garages with cashiers, attendants, and valet services. Some facilities manage parking for adjacent businesses, hotels, or event venues under contract.
Questions to investigate
- Is the facility self-park, attended, valet-only, or a combination — and what percentage of vehicles are handled directly by employees?
- What is the peak number of vehicles on the premises at any one time, and what is the average estimated value per vehicle?
- Does the facility serve event venues, hotels, hospitals, or other high-throughput or high-value-vehicle clientele?
- Is the facility a surface lot, single-level garage, or multi-story structure — and if enclosed, what ventilation and fire suppression systems are in place?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.