NAICS UNIVERSITY · Free research for insurance agents

General Automotive Repair

NAICS 811111 · United States · 2022 edition

This U.S. industry comprises establishments primarily engaged in providing (1) a wide range of mechanical and electrical repair and maintenance services for automotive vehicles, such as passenger cars, trucks, and vans, and all trailers or (2) engine repair and replacement.

UW takeaway · AI logic + saved research

Look beyond premises liability.

Faulty repairs can cause losses after a customer leaves. Review completed operations and customer vehicles in the shop’s custody. Ask about towing, bodywork, sales and washing; added activities may change the coverage discussion.

Questions to ask

  1. Which mechanical and electrical repairs are performed?
  2. Are passenger cars, heavy-duty trucks, buses or RVs serviced?
  3. Are bodywork, painting, towing, vehicle sales or washing also offered?
  4. What work is subcontracted, and how are subcontractors verified?
  5. Are customer vehicles stored overnight or off-site?
  6. Who test-drives or transports vehicles, and what driver controls apply?
  7. How are flammable fluids, hot work and waste disposal managed?
  8. Have faulty repairs or vehicle-custody incidents caused prior claims?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

General auto repair shops perform mechanical and electrical repair and maintenance on passenger cars, trucks, vans, and trailers — brakes, engines, transmissions, electrical systems, and diagnostic work. Customer vehicles typically remain on the premises during repair, sometimes overnight. Most operations are single-location independent shops serving local consumer and light commercial customers.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow