NAICS UNIVERSITY · Free research for insurance agents
Automotive Parts and Accessories Retailers
NAICS 441330 · United States · 2022 edition
This industry comprises establishments primarily engaged in retailing new, used, and/or rebuilt automotive parts and accessories, with or without repairing automobiles; and/or establishments primarily engaged in retailing and installing automotive accessories.
Start the review with products liability.
For Automotive Parts and Accessories Retailers, the saved research highlights products liability, completed operations, garagekeepers. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the location perform any installation or fitting services, and if so, what types of parts or accessories are installed?
- What is the breakdown of new, used, and rebuilt or remanufactured parts in the inventory?
- Are any performance, racing, or specialty aftermarket parts sold — and if so, what share of revenue do they represent?
- How many customer vehicles are typically on premises at one time, and are any left overnight?
- Does the business have any delivery vehicles or do employees use personal vehicles for parts runs?
- Are there any commercial fleet accounts or wholesale customers, or is the operation primarily walk-in retail?
- Is there any e-commerce or mail-order parts sales component?
- What is the prior loss history, particularly for products liability or completed-operations claims?
Activities described by this code
- Automotive parts and supply retailers
- Truck cap retailers
- Automotive stereo retailers
- Used automotive parts retailers
Other activities to examine
- Retailing new or used tires: 441340 — Tire Dealers;
- Repairing and replacing automotive parts, such as transmissions, mufflers, and brake linings (except establishments known as automotive supply retailers): 81111 — Automotive Mechanical and Electrical Repair and Maintenance
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Automotive parts and accessories retailers sell new, used, and/or rebuilt parts, components, and accessories for passenger vehicles, trucks, and other motorized vehicles — ranging from oil filters and brake pads to stereo systems, truck caps, and performance upgrades. Many locations also offer installation services for accessories and some mechanical components, with customer vehicles on premises during service. Counter staff commonly assist with parts identification and some technical guidance.
Questions to investigate
- Does the location perform any installation or fitting services, and if so, what types of parts or accessories are installed?
- What is the breakdown of new, used, and rebuilt or remanufactured parts in the inventory?
- Are any performance, racing, or specialty aftermarket parts sold — and if so, what share of revenue do they represent?
- How many customer vehicles are typically on premises at one time, and are any left overnight?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.