NAICS UNIVERSITY · Free research for insurance agents
Automotive Oil Change and Lubrication Shops
NAICS 811191 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in changing motor oil and lubricating the chassis of automotive vehicles, such as passenger cars, trucks, and vans.
Start the review with completed operations.
For Automotive Oil Change and Lubrication Shops, the saved research highlights completed operations, garagekeepers, premises liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the shop perform any mechanical repair beyond oil changes, fluid services, and filter replacements — such as brakes, tires, or belts?
- How many vehicles are typically on the premises at one time, and are any left overnight?
- Is there a used oil storage tank or on-site oil recycling system, and what is its capacity?
- Are employees trained and certified through any formal program, and are training records maintained?
- Are customer vehicles ever moved off-premises by employees — for example, for a quick test drive or to reposition on the street?
- Is this a franchise operation, independent single location, or multi-location under common ownership?
- What is the prior loss history, particularly for completed-operations or engine damage claims?
- Does the shop sell or install any products beyond standard oil, filters, and fluids — such as air filters, wiper blades, or additives?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Oil change and lubrication shops perform rapid-service oil changes, chassis lubrication, fluid top-offs, and related light maintenance on passenger vehicles, trucks, and vans. Customers typically remain on-site during service, often in a waiting area or in the vehicle itself. Operations are high-volume and fast-paced, with vehicles pulled over service pits or onto lifts for the duration of the visit.
Questions to investigate
- Does the shop perform any mechanical repair beyond oil changes, fluid services, and filter replacements — such as brakes, tires, or belts?
- How many vehicles are typically on the premises at one time, and are any left overnight?
- Is there a used oil storage tank or on-site oil recycling system, and what is its capacity?
- Are employees trained and certified through any formal program, and are training records maintained?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.