NAICS UNIVERSITY · Free research for insurance agents
Beauty Salons
NAICS 812112 · United States · 2022 edition
This U.S. industry comprises establishments (except those known as barber shops or men's hair stylist shops) primarily engaged in one or more of the following: (1) cutting, trimming, shampooing, coloring, waving, or styling hair; (2) providing facials; and (3) applying makeup (except permanent makeup).
Start with the work promised to the client.
For Beauty Salons, clarify the services, contracts and consequences of an error. Review professional liability (cosmetology malpractice), products liability, premises liability. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- Are stylists employees, independent booth renters, or a mix — and do booth renters carry their own liability coverage?
- What chemical services are offered — coloring, bleaching, perming, keratin straightening, relaxers?
- Are any services performed that go beyond standard cosmetology, such as electrolysis, permanent makeup, lash extensions, or skin care treatments?
- How many licensed cosmetologists are on staff or renting booths, and are all current on state licensure?
- Is the salon owner-occupied or leased, and what is the value of salon equipment and contents?
- Any prior professional liability, products, or premises claims in the last three to five years?
- Are nail services offered on-site — even as a secondary service?
- Does the salon sell retail hair or skin care products, and if so, what is the annual retail revenue?
Activities described by this code
- Beauty parlors or shops
- Facial salons or shops
- Combined beauty and barber shops
- Hairdressing salons or shops
- Cosmetology salons or shops
- Unisex or women's hair stylist shops
Other activities to examine
- Cutting, trimming, and styling men's and boys' hair (known as barber shops or men's hair stylist shops): 812111 — Barber Shops
- Offering training in hair styling or the cosmetic arts: 611511 — Cosmetology and Barber Schools
- Providing nail care services: 812113 — Nail Salons
- Providing massage (except offices of massage therapists), electrolysis (i.e., hair removal), permanent makeup, or tanning services: 812199 — Other Personal Care Services;
- Providing medical skin care services (e.g., cosmetic surgery, dermatology): 62 — Health Care and Social Assistance
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Beauty salons provide hair care services — cutting, coloring, perming, styling, and shampooing — as well as facials and makeup application to walk-in and appointment-based clientele. Operations typically involve licensed cosmetologists working either as employees or booth renters within a shared salon space. Chemical products including dyes, bleaches, relaxers, and perming solutions are routinely applied to clients.
Questions to investigate
- Are stylists employees, independent booth renters, or a mix — and do booth renters carry their own liability coverage?
- What chemical services are offered — coloring, bleaching, perming, keratin straightening, relaxers?
- Are any services performed that go beyond standard cosmetology, such as electrolysis, permanent makeup, lash extensions, or skin care treatments?
- How many licensed cosmetologists are on staff or renting booths, and are all current on state licensure?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.