NAICS UNIVERSITY · Free research for insurance agents

Drinking Places (Alcoholic Beverages)

NAICS 722410 · United States · 2022 edition

This industry comprises establishments known as bars, taverns, nightclubs, or drinking places primarily engaged in preparing and serving alcoholic beverages for immediate consumption. These establishments may also provide limited food services.

UW takeaway · AI logic + saved research

Start the review with liquor liability.

For Drinking Places (Alcoholic Beverages), the saved research highlights liquor liability, assault and battery, premises liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.

Questions to ask

  1. What percentage of total gross receipts comes from alcohol sales versus food sales?
  2. What are the hours of operation, and does the establishment serve past midnight?
  3. Is there live entertainment, dancing, DJs, or a nightclub format?
  4. What is the maximum occupancy, and are there formal crowd management or security procedures in place?
  5. Has the establishment had any prior liquor liability, assault and battery, or overcrowding-related claims or incidents?
  6. Are there any documented license violations, citations, or disturbance complaints on record?
  7. Does the operation include any high-hazard activities such as ax throwing, mechanical rides, or similar concepts?
  8. Are there any owned vehicles, shuttle operations, or employee delivery activities tied to the business?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Bars, taverns, nightclubs, and drinking places primarily prepare and serve alcoholic beverages for on-premises consumption. Operations typically include a bar area with servers or bartenders, some level of food service ranging from snacks to limited menus, and varying entertainment formats including live music, DJs, trivia nights, or sporting event viewing. Staffing typically includes bartenders, door staff, and servers, with security personnel common in higher-volume or entertainment-focused operations.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow