NAICS UNIVERSITY · Free research for insurance agents
Beer, Wine, and Liquor Retailers
NAICS 445320 · United States · 2022 edition
This industry comprises establishments primarily engaged in retailing packaged alcoholic beverages, such as ale, beer, wine, and liquor.
Activities described by this code
Other activities to examine
- Retailing packaged liquor in combination with providing prepared drinks for immediate consumption on the premises: 722410 — Drinking Places (Alcoholic Beverages)
- Manufacturing brewery, winery, and distillery products for consumption off the premises: 3121 — Beverage Manufacturing;
- Manufacturing brewery, winery, and distillery products in combination with providing prepared food and drinks for immediate consumption on the premises: 722 — Food Services and Drinking Places
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Beer, wine, and liquor retailers sell packaged alcoholic beverages for off-premises consumption — bottles, cans, cases, kegs, and related accessories. Operations typically involve retail floor sales, inventory management, and age verification at point of sale. Some locations offer specialty wine or spirits selections, gift packaging, delivery services, or periodic tasting events.
Questions to investigate
- Does the operation hold any on-premises consumption permits or conduct in-store tastings where samples are provided for immediate consumption?
- Is home delivery of packaged beverages offered — and if so, are deliveries made by employees or through a third-party service?
- What age verification protocols are in place, and is staff trained and documented on refusal-of-sale procedures?
- What is the approximate value of inventory on hand, and is any portion high-value wine or spirits that may warrant special property treatment?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.