NAICS UNIVERSITY · Free research for insurance agents
Breweries
NAICS 312120 · United States · 2022 edition
This industry comprises establishments primarily engaged in brewing beer, ale, lager, malt liquors, and nonalcoholic beer.
Start the review with product liability.
For Breweries, the saved research highlights product liability, equipment breakdown, liquor liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the annual production volume in barrels, and what is the geographic scope of distribution?
- Is there an on-premises taproom, tasting room, or restaurant — and what percentage of revenue comes from on-site alcohol sales?
- Does the brewery perform any contract or co-manufacturing production for other brands?
- Are any non-traditional ingredients used, such as CBD, cannabis, or other novel additives?
- What are the total insured values for brewing and packaging equipment, and are there on-site boilers?
- Has the brewery experienced any product recalls, contamination events, or significant product liability claims in the past five years?
- For Breweries, what should the underwriter know about prior product contamination, recall, or significant product liability losses?
- For Breweries, what should the underwriter know about cannabis-infused, cbd, or other novel ingredient products that fall outside standard food and beverage program appetite?
Activities described by this code
Other activities to examine
- Bottling or canning purchased malt liquors and wholesaling bottled or canned malt liquors: 424810 — Beer and Ale Merchant Wholesalers;
- Manufacturing malt: 311213 — Malt Manufacturing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Breweries malt, mash, ferment, condition, and package beer, ale, lager, and related malt beverages. Operations typically involve large fermentation tanks, boilers, refrigeration systems, and automated packaging lines. Many craft breweries also operate taprooms or tasting rooms where finished product is sold on-premises, adding a retail and hospitality dimension to the manufacturing base.
Questions to investigate
- What is the annual production volume in barrels, and what is the geographic scope of distribution?
- Is there an on-premises taproom, tasting room, or restaurant — and what percentage of revenue comes from on-site alcohol sales?
- Does the brewery perform any contract or co-manufacturing production for other brands?
- Are any non-traditional ingredients used, such as CBD, cannabis, or other novel additives?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.