NAICS UNIVERSITY · Free research for insurance agents
Wineries
NAICS 312130 · United States · 2022 edition
This industry comprises establishments primarily engaged in one or more of the following: (1) growing grapes and manufacturing wines and brandies; (2) manufacturing wines and brandies from grapes and other fruits grown elsewhere; and (3) blending wines and brandies.
Start the review with product liability.
For Wineries, the saved research highlights product liability, liquor liability, property and stock. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the winery grow its own grapes, purchase from outside growers, or both?
- Is there a tasting room open to the public, and what is the estimated annual visitor count?
- Does the winery host private or public events such as weddings, concerts, or harvest dinners?
- What is the estimated value of finished wine, aging inventory, and barrels on the premises?
- Are there any direct-to-consumer shipping operations, and in which states?
- How many employees are on payroll, and is there any seasonal harvest labor?
- For Wineries, what should the underwriter know about large-scale event hosting with significant public attendance on the premises?
- For Wineries, what should the underwriter know about prior product liability, contamination, or recall losses?
Activities described by this code
Other activities to examine
- Bottling purchased wines and wholesaling bottled wines: 424820 — Wine and Distilled Alcoholic Beverage Merchant Wholesalers;
- Growing grapes without manufacturing wine: 111332 — Grape Vineyards
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Wineries crush, ferment, age, and bottle wine from grapes or other fruits — grown on-site or purchased from growers. Many operations include public-facing tasting rooms, wine clubs, direct-to-consumer sales, and event hosting alongside production. Some wineries also manage vineyard acreage, operate restaurants or gift shops, and hold significant inventories of aging or finished wine.
Questions to investigate
- Does the winery grow its own grapes, purchase from outside growers, or both?
- Is there a tasting room open to the public, and what is the estimated annual visitor count?
- Does the winery host private or public events such as weddings, concerts, or harvest dinners?
- What is the estimated value of finished wine, aging inventory, and barrels on the premises?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.