NAICS UNIVERSITY · Free research for insurance agents
All Other Health and Personal Care Retailers
NAICS 456199 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in retailing specialized lines of health and personal care merchandise (except drugs, medicines, cosmetics, beauty supplies, perfumes, optical goods, and food supplement products).
Start with the work promised to the client.
For All Other Health and Personal Care Retailers, clarify the services, contracts and consequences of an error. Review products liability, premises liability, professional liability / errors and omissions. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- What is the primary product mix — hearing aids, wheelchairs, convalescent supplies, or a broad assortment?
- Does the store offer any fitting, adjustment, programming, or advisory services, or is it purely retail sales?
- Are any DME items rented, or is the business strictly retail sales?
- Does the store deliver products to customer homes, and if so, are company-owned vehicles, employee personal vehicles, or third-party carriers used?
- Does the store bill Medicare, Medicaid, or private insurance for any products or services?
- Are any products custom-fabricated, modified, or assembled on-site?
- What is the average inventory value on hand, and are there any particularly high-value product lines?
- Has the business had any prior products liability, professional services, or slip-and-fall claims?
Activities described by this code
- Convalescent supply retailers
- Sick room supply retailers
- Hearing aid retailers
- Wheelchair retailers
Other activities to examine
- Retailing vitamins, nutrition supplements, and body enhancing supplements: 456191 — Food (Health) Supplement Retailers
- Retailing prescription and nonprescription drugs and medicines: 456110 — Pharmacies and Drug Retailers
- Retailing cosmetics, beauty supplies, and perfumes: 456120 — Cosmetics, Beauty Supplies, and Perfume Retailers
- Retailing eyeglasses and contact lenses (except offices of optometrists and ophthalmologists): 456130 — Optical Goods Retailers
- The independent private or group practice of optometry or ophthalmology, with or without the sale of glasses and contact lenses: 621 — Ambulatory Health Care Services
- The independent private or group practice of orthotics or prosthetics, with or without the sale of orthopedic and prosthetic appliances: 621399 — Offices of All Other Miscellaneous Health Practitioners
- The independent private or group practice of audiology, with or without the sale of hearing aid devices: 621340 — Offices of Physical, Occupational and Speech Therapists, and Audiologists
- Selling hearing aid devices made on the premises: 334510 — Electromedical and Electrotherapeutic Apparatus Manufacturing
- Retailing orthopedic shoes: 458210 — Shoe Retailers
- Selling orthopedic and prosthetic appliances made on the premises: 339113 — Surgical Appliance and Supplies Manufacturing;
- Renting home health furniture and equipment: 532283 — Home Health Equipment Rental
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class sell specialized health and personal care merchandise — typically durable medical equipment (DME) such as wheelchairs, walkers, crutches, hospital beds, and related convalescent supplies, as well as hearing aids and similar devices. Operations may include product fitting, basic adjustments, customer education on device use, and sometimes delivery of larger equipment to customer homes. Some locations also rent DME items alongside retail sales.
Questions to investigate
- What is the primary product mix — hearing aids, wheelchairs, convalescent supplies, or a broad assortment?
- Does the store offer any fitting, adjustment, programming, or advisory services, or is it purely retail sales?
- Are any DME items rented, or is the business strictly retail sales?
- Does the store deliver products to customer homes, and if so, are company-owned vehicles, employee personal vehicles, or third-party carriers used?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.