NAICS UNIVERSITY · Free research for insurance agents
Cosmetics, Beauty Supplies, and Perfume Retailers
NAICS 456120 · United States · 2022 edition
This industry comprises establishments primarily engaged in retailing cosmetics, perfumes, toiletries, and personal grooming products.
Start the review with premises liability.
For Cosmetics, Beauty Supplies, and Perfume Retailers, the saved research highlights premises liability, product liability, commercial property. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the store carry any private-label, house-brand, or custom-formulated products where the retailer is identified as the manufacturer or blender?
- Are any in-store professional services offered — such as makeup application, skincare treatments, waxing, or cosmetic consultations — and are those staff licensed?
- What is the approximate total retail replacement value of in-store inventory, and does that include any high-value fragrance or prestige lines?
- Does the business operate any e-commerce or online sales channels, and if so, what portion of total revenue do they represent?
- Is the location a fixed storefront, a mall kiosk, or a cart-based operation?
- Are tester or sampling stations used in-store, and is there a documented protocol for maintaining them?
- Has there been any prior products liability, slip-and-fall, or employee theft history?
- Does the business handle significant cash, and what security measures are in place for inventory and point-of-sale?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Cosmetics, beauty supply, and perfume retailers sell personal care and grooming products — including makeup, skincare, haircare, fragrances, nail products, and related accessories — to retail consumers from a fixed storefront. Many stores offer product demonstrations or sampling, and some may offer basic in-store beauty services such as makeup application or skincare consultations. Inventory typically consists of third-party branded merchandise, though some retailers carry private-label or house-brand lines.
Questions to investigate
- Does the store carry any private-label, house-brand, or custom-formulated products where the retailer is identified as the manufacturer or blender?
- Are any in-store professional services offered — such as makeup application, skincare treatments, waxing, or cosmetic consultations — and are those staff licensed?
- What is the approximate total retail replacement value of in-store inventory, and does that include any high-value fragrance or prestige lines?
- Does the business operate any e-commerce or online sales channels, and if so, what portion of total revenue do they represent?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.