NAICS UNIVERSITY · Free research for insurance agents

Offices of Physical, Occupational and Speech Therapists, and Audiologists

NAICS 621340 · United States · 2022 edition

This industry comprises establishments of independent health practitioners primarily engaged in one of the following: (1) providing physical therapy services to patients who have impairments, functional limitations, disabilities, or changes in physical functions and health status resulting from injury, disease or other causes, or who require prevention, wellness or fitness services; (2) planning and administering educational, recreational, and social activities designed to help patients or individuals with disabilities regain physical or mental functioning or adapt to their disabilities; and (3) diagnosing and treating speech, language, or hearing problems. These practitioners operate private or group practices in their own offices (e.g., centers, clinics) or in the facilities of others, such as hospitals or HMO medical centers.

UW takeaway · AI logic + saved research

Start with the work promised to the client.

For Offices of Physical, Occupational and Speech Therapists, and Audiologists, clarify the services, contracts and consequences of an error. Review professional liability (malpractice), premises liability, employee injuries. Confirm which professional activities and additional services the proposed coverage actually addresses.

Questions to ask

  1. What disciplines are practiced — physical therapy, occupational therapy, speech-language pathology, audiology, or a combination?
  2. Is the practice owner-occupied or leased, and does the insured own or lease the medical and rehabilitation equipment?
  3. Does the practice dispense, sell, or fit hearing aids, orthotics, prosthetics, or other durable medical equipment?
  4. Are any services provided in patients' homes, skilled nursing facilities, schools, or other off-site locations?
  5. Does the practice offer aquatic therapy, and if so, is a pool on-site or at a third-party facility?
  6. What is the number of licensed practitioners and aides, and are all practitioners fully licensed and credentialed in the states where they practice?
  7. Is telehealth offered, and if so, are patients located in states where the practitioners hold licensure?
  8. What is the current professional liability structure — occurrence or claims-made, and if claims-made, is there an active tail or ERP in place from any prior policies?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

These practices provide hands-on therapeutic care to patients recovering from injury, managing chronic conditions, or addressing developmental or communication challenges. Physical therapists evaluate and treat mobility, pain, and functional limitations through exercise, manual therapy, and modalities; occupational therapists help patients regain daily living and work skills; speech-language pathologists and audiologists diagnose and treat communication, swallowing, and hearing disorders. Patients typically visit on a scheduled outpatient basis, sometimes with equipment or assistive devices on-site.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow