NAICS UNIVERSITY · Free research for insurance agents
Apparel Accessories and Other Apparel Manufacturing
NAICS 315990 · United States · 2022 edition
This industry comprises establishments primarily engaged in manufacturing apparel and accessories (except apparel knitting mills, cut and sew apparel contractors, and cut and sew apparel manufacturing (except contractors)). Jobbers, who perform entrepreneurial functions involved in apparel accessories manufacture, including buying raw materials, designing and preparing samples, arranging for apparel accessories to be made from their materials, and marketing finished apparel accessories, are included. Examples of products made by these establishments are belts, caps, gloves (except medical, safety, sporting), hats, and neckties.
Start the review with products liability.
For Apparel Accessories and Other Apparel Manufacturing, the saved research highlights products liability, commercial property, inland marine / cargo. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the operation manufacture directly on-site, use contract manufacturers, or operate as a jobber arranging production through third parties?
- What specific product categories are manufactured or sourced — gloves, hats, belts, neckties, other accessories?
- Are any chemical processes performed on-site, such as dyeing, finishing, or surface treatment?
- What is the typical value of finished goods inventory on-site and in transit at any given time?
- Are products sold domestically only, or distributed internationally? Through wholesale, retail, or direct-to-consumer channels?
- Has there been any prior product recall, product liability claim, or consumer complaint history?
- For Apparel Accessories and Other Apparel Manufacturing, what should the underwriter know about significant importation or jobber arrangements with overseas manufacturers, particularly from jurisdictions with limited quality-control oversight?
- For Apparel Accessories and Other Apparel Manufacturing, what should the underwriter know about on-site dyeing, chemical finishing, or surface treatment operations raising environmental and health-hazard concerns?
Activities described by this code
Other activities to examine
- Cutting and/or sewing materials owned by others for apparel and apparel accessories: 315210 — Cut and Sew Apparel Contractors
- Manufacturing paper hats and caps: 322299 — All Other Converted Paper Product Manufacturing
- Manufacturing plastics or rubber hats and caps (except bathing caps): 326 — Plastics and Rubber Products Manufacturing
- Manufacturing athletic gloves, such as boxing gloves, baseball gloves, golf gloves, batting gloves, and racquetball gloves: 339920 — Sporting and Athletic Goods Manufacturing
- Manufacturing metal fabric, metal mesh, or rubber gloves: 339113 — Surgical Appliance and Supplies Manufacturing
- Knitting apparel, mittens, gloves, hats, and caps or knitting fabric and manufacturing apparel, mittens, gloves, hats, and caps: 315120 — Apparel Knitting Mills;
- Manufacturing cut and sew apparel from purchased fabric, including manufacturing fur and leather apparel-: 315250 — Cut and Sew Apparel Manufacturing (except Contractors)
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class manufacture finished apparel accessories such as belts, hats, caps, neckties, and non-safety gloves, typically from purchased fabric or materials. Operations may include cutting, sewing, dyeing, finishing, and quality inspection on-site. Jobbers in this class may not directly manufacture but instead coordinate raw material sourcing, design, contract production, and sales — holding finished goods inventory without operating a production floor.
Questions to investigate
- Does the operation manufacture directly on-site, use contract manufacturers, or operate as a jobber arranging production through third parties?
- What specific product categories are manufactured or sourced — gloves, hats, belts, neckties, other accessories?
- Are any chemical processes performed on-site, such as dyeing, finishing, or surface treatment?
- What is the typical value of finished goods inventory on-site and in transit at any given time?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.