NAICS UNIVERSITY · Free research for insurance agents
Apparel Knitting Mills
NAICS 315120 · United States · 2022 edition
This industry comprises establishments primarily engaged in knitting apparel or knitting fabric and then manufacturing apparel. Jobbers, performing entrepreneurial functions involved in knitting apparel and accessories, are included.
Start the review with equipment breakdown.
For Apparel Knitting Mills, the saved research highlights equipment breakdown, products liability, employee injuries. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the operation run its own knitting machinery, or does it function primarily as a jobber using third-party contractors?
- What is the approximate value of raw material, work-in-process, and finished goods inventory on hand at peak?
- Are any dyeing, bleaching, or chemical finishing processes performed on-site?
- What distribution channels are used — domestic wholesale, retail, export?
- What is the age and replacement cost of primary production equipment?
- Has the operation experienced any prior products liability or workers' comp claims?
- For Apparel Knitting Mills, what should the underwriter know about high-value finished goods inventory with limited sprinkler protection or older building construction?
- For Apparel Knitting Mills, what should the underwriter know about significant export activity or goods sold into international markets, which can complicate products liability coverage?
Activities described by this code
Other activities to examine
- Manufacturing outerwear, underwear, and nightwear from purchased fabric: 3152 — Cut and Sew Apparel Manufacturing
- Finishing apparel products only: 313310 — Textile and Fabric Finishing Mills
- Manufacturing slipper socks from purchased socks: 316210 — Footwear Manufacturing;
- Manufacturing orthopedic hosiery: 339113 — Surgical Appliance and Supplies Manufacturing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Apparel knitting mills use industrial knitting machines to produce fabric and then cut and sew that fabric into finished garments such as sweaters, hosiery, activewear, and accessories. Some operations function as jobbers — coordinating design, sourcing, and production through contractors rather than operating their own machinery. Finished goods are typically sold wholesale to retailers, brands, or distributors.
Questions to investigate
- Does the operation run its own knitting machinery, or does it function primarily as a jobber using third-party contractors?
- What is the approximate value of raw material, work-in-process, and finished goods inventory on hand at peak?
- Are any dyeing, bleaching, or chemical finishing processes performed on-site?
- What distribution channels are used — domestic wholesale, retail, export?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.