NAICS UNIVERSITY · Free research for insurance agents
Textile and Fabric Finishing Mills
NAICS 313310 · United States · 2022 edition
This industry comprises (1) establishments primarily engaged in finishing textiles, fabrics, and apparel and (2) establishments of converters who buy fabric goods in the grey, have them finished on contract, and sell at wholesale. Finishing operations include: bleaching, dyeing, printing (e.g., roller, screen, flock, plisse), stonewashing, and other mechanical finishing, such as preshrinking, shrinking, sponging, calendering, mercerizing, and napping; as well as cleaning, scouring, and the preparation of natural fibers and raw stock.
Start the review with bailee liability.
For Textile and Fabric Finishing Mills, the saved research highlights bailee liability, fire and property, pollution liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What finishing processes are performed — dyeing, bleaching, mechanical finishing, or a combination?
- What is the peak value of customer-owned fabric goods on premises at any given time?
- What chemicals are used and stored on-site, and in what quantities?
- Is there on-site wastewater treatment, and what is the discharge method?
- What is the age and condition of primary production equipment, and is there a maintenance program?
- Any prior environmental incidents, regulatory citations, or pollution-related losses?
- For Textile and Fabric Finishing Mills, what should the underwriter know about prior environmental violations, consent orders, or regulatory actions related to chemical discharge or wastewater?
- For Textile and Fabric Finishing Mills, what should the underwriter know about inadequate or aging fire suppression systems in a facility with significant chemical storage?
Activities described by this code
Other activities to examine
- Coating or impregnating fabrics: 313320 — Fabric Coating Mills
- Knitting or knitting and finishing fabric: 313240 — Knit Fabric Mills
- Manufacturing and finishing apparel: 315 — Apparel Manufacturing
- Weaving and finishing fabrics: 3132 — Fabric Mills
- Manufacturing and finishing rugs and carpets: 314110 — Carpet and Rug Mills;
- Printing on apparel: 32311 — Printing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Textile and fabric finishing mills receive grey (unfinished) fabric goods from manufacturers or converters and apply chemical and mechanical processes to alter color, texture, weight, or performance characteristics. Day-to-day operations typically involve receiving large quantities of customer-owned fabric, processing through dyeing vats, bleaching baths, printing equipment, or mechanical finishing machinery, and returning finished goods — all while managing significant chemical inventories, wastewater streams, and industrial equipment.
Questions to investigate
- What finishing processes are performed — dyeing, bleaching, mechanical finishing, or a combination?
- What is the peak value of customer-owned fabric goods on premises at any given time?
- What chemicals are used and stored on-site, and in what quantities?
- Is there on-site wastewater treatment, and what is the discharge method?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.