NAICS UNIVERSITY · Free research for insurance agents
Cut and Sew Apparel Manufacturing (except Contractors)
NAICS 315250 · United States · 2022 edition
This industry comprises establishments primarily engaged in manufacturing cut and sew apparel from purchased fabric. Clothing jobbers, who perform entrepreneurial functions involved in apparel manufacture, including buying raw materials, designing and preparing samples, arranging for apparel to be made from their materials, and marketing finished apparel, are included.
Start the review with product liability.
For Cut and Sew Apparel Manufacturing (except Contractors), the saved research highlights product liability, inland marine / stock throughput, employee injuries. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What product categories are manufactured — adult apparel, children's, workwear, performance, or specialty items?
- Is manufacturing performed entirely in-house, or are contract sewers or overseas suppliers used?
- What are the peak inventory values for fabric, work-in-progress, and finished goods?
- Are products sold direct-to-consumer, through retail accounts, or wholesale — and in what geographies?
- Has the operation experienced any product liability claims, consumer complaints, or regulatory inquiries?
- Are there any performance claims, safety certifications, or regulatory standards that apply to the product line?
- For Cut and Sew Apparel Manufacturing (except Contractors), what should the underwriter know about children's apparel or sleepwear subject to cpsc flammability or drawstring standards?
- For Cut and Sew Apparel Manufacturing (except Contractors), what should the underwriter know about performance or safety-claim products such as flame-resistant workwear, ppe-adjacent garments, or medical textiles?
Activities described by this code
Other activities to examine
- Cutting and/or sewing materials owned by others for apparel: 315210 — Cut and Sew Apparel Contractors
- Knitting apparel or knitting fabric and manufacturing apparel: 315120 — Apparel Knitting Mills
- Manufacturing fur and leather mittens and gloves: 315990 — Apparel Accessories and Other Apparel Manufacturing
- Dyeing and dressing furs: 316110 — Leather and Hide Tanning and Finishing;
- Manufacturing cloth diapers: 314999 — All Other Miscellaneous Textile Product Mills
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Cut-and-sew apparel manufacturers purchase fabric and materials, design or source patterns, cut fabric, and sew finished garments for wholesale, retail, or branded distribution. Clothing jobbers may arrange third-party contract sewing rather than performing all production in-house, while retaining ownership of materials and finished product and managing design, sampling, and marketing functions.
Questions to investigate
- What product categories are manufactured — adult apparel, children's, workwear, performance, or specialty items?
- Is manufacturing performed entirely in-house, or are contract sewers or overseas suppliers used?
- What are the peak inventory values for fabric, work-in-progress, and finished goods?
- Are products sold direct-to-consumer, through retail accounts, or wholesale — and in what geographies?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.