NAICS UNIVERSITY · Free research for insurance agents
Religious Organizations
NAICS 813110 · United States · 2022 edition
This industry comprises (1) establishments primarily engaged in operating religious organizations, such as churches, religious temples, mosques, and monasteries, and/or (2) establishments primarily engaged in administering an organized religion or promoting religious activities.
Start the review with sexual abuse and molestation liability.
For Religious Organizations, the saved research highlights sexual abuse and molestation liability, premises liability, property. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the organization operate or co-locate a daycare, preschool, or K-12 school on the premises?
- What youth programs are offered, and are there overnight retreats, mission trips, or offsite activities?
- Are background checks and formal safeguarding or child protection policies in place for clergy, staff, and volunteers?
- Does the organization provide counseling services — pastoral or otherwise — and if so, by whom?
- What vehicles does the organization own, and do volunteers or staff regularly use personal vehicles for ministry activities?
- Are there any prior claims related to sexual abuse, misconduct, slip-and-fall, or property loss?
- What is the estimated replacement cost of the building and any high-value contents such as pipe organs, stained glass, or religious artifacts?
- Does the organization operate a food pantry, soup kitchen, community meal program, or other outreach that regularly brings non-members onto the premises?
Activities described by this code
- Churches
- Shrines, religious
- Monasteries (except schools)
- Synagogues
- Mosques, religious
- Temples, religious
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Religious organizations operate houses of worship and associated ministry programs — regular worship services, religious education classes, youth group activities, counseling, community outreach, and charitable programming. Many operate ancillary facilities such as fellowship halls, parsonages, classrooms, or kitchens, and rely heavily on volunteers alongside paid clergy and staff. Some congregations operate affiliated schools, daycares, food pantries, or senior programs under the same legal entity.
Questions to investigate
- Does the organization operate or co-locate a daycare, preschool, or K-12 school on the premises?
- What youth programs are offered, and are there overnight retreats, mission trips, or offsite activities?
- Are background checks and formal safeguarding or child protection policies in place for clergy, staff, and volunteers?
- Does the organization provide counseling services — pastoral or otherwise — and if so, by whom?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.