NAICS UNIVERSITY · Free research for insurance agents
Child Care Services
NAICS 624410 · United States · 2022 edition
This industry comprises establishments primarily engaged in providing care and early learning opportunities for infants and children. These establishments generally care for children from birth through school age and may also offer pre-kindergarten, kindergarten, and/or before- or after-school educational programs. The care and early learning provided by these establishments may include opportunities for development in health, social and emotional learning, and family engagement.
Start with the work promised to the client.
For Child Care Services, clarify the services, contracts and consequences of an error. Review abuse and molestation liability, professional liability / educators legal liability, premises liability. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- What is the licensed enrollment capacity, and what is the current average daily attendance?
- Does the center operate any owned, leased, or rented vehicles for transportation — including field trips or pickup/dropoff routes?
- What background check procedures are in place for staff, volunteers, and contractors who have access to children?
- Is the center licensed and in good standing with the state? Any licensing violations or regulatory actions in the past three to five years?
- Are there any overnight, residential, or drop-in care operations, or is this strictly scheduled day care?
- Does the center serve children with special needs, behavioral challenges, or medical requirements that require additional supervision or physical management?
- What is the prior claims history, particularly any abuse, molestation, or serious injury claims?
- Does the center use parent volunteers or community volunteers, and if so, are they supervised and credentialed?
Activities described by this code
- Before-school and after-school educational programs, separate from schools
- Child care babysitting services
- Child or infant care centers
- Head Start and Early Head Start programs, separate from schools
- Nursery schools
- Preschool centers
Other activities to examine
- Offering kindergarten educational programs: 611110 — Elementary and Secondary Schools;
- Providing child and youth social assistance services: 624110 — Child and Youth Services
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Child care centers provide supervised care, early learning, and developmental programming for infants through school-age children on a licensed premises. Daily operations typically include structured activities, meals or snacks, rest periods, and sometimes transportation. Staff may include teachers, aides, and administrators; operations generally must meet state licensing requirements for staff-to-child ratios, facility standards, and background checks.
Questions to investigate
- What is the licensed enrollment capacity, and what is the current average daily attendance?
- Does the center operate any owned, leased, or rented vehicles for transportation — including field trips or pickup/dropoff routes?
- What background check procedures are in place for staff, volunteers, and contractors who have access to children?
- Is the center licensed and in good standing with the state? Any licensing violations or regulatory actions in the past three to five years?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.