NAICS UNIVERSITY · Free research for insurance agents
Cemeteries and Crematories
NAICS 812220 · United States · 2022 edition
This industry comprises establishments primarily engaged in operating sites or structures reserved for the interment of human or animal remains and/or cremating the dead.
Start the review with premises liability.
For Cemeteries and Crematories, the saved research highlights premises liability, wrongful disinterment or mishandling of remains, crematory equipment and pollution. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the operation include cremation services, and if so, how many cremations are performed annually and what is the age and maintenance history of the retorts?
- Are there mausoleum, columbarium, or above-ground entombment structures on the premises, and what is their age and condition?
- Does the operation sell pre-need interment rights or manage pre-need trust funds, and what is the approximate volume of outstanding pre-need contracts?
- Is this a human cemetery, pet cemetery, or both — and are any alternative disposition services such as aquamation or green burial offered?
- What is the approximate acreage of maintained grounds, and are there any known environmental concerns such as proximity to waterways or historical chemical storage?
- Has there been any prior claims history related to wrongful disinterment, mishandling of remains, or premises injuries?
- Are funeral home or embalming operations conducted on the same premises or under the same ownership?
- What is the volume of annual interments and the number of grounds and crematory staff?
Activities described by this code
- Cemetery associations (i.e., operators of cemeteries)
- Memorial gardens (i.e., burial places)
- Pet cemeteries
- Crematories (except combined with funeral homes)
- Mausoleums
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Cemeteries and crematories provide interment and disposition services for human or animal remains. Day-to-day operations typically include grounds maintenance across large acreage, grave preparation and interment, mausoleum and columbarium management, and — for crematories — operation of cremation retorts and handling of cremated remains. Many operations also manage pre-need sales, monument placement, and family visitation areas.
Questions to investigate
- Does the operation include cremation services, and if so, how many cremations are performed annually and what is the age and maintenance history of the retorts?
- Are there mausoleum, columbarium, or above-ground entombment structures on the premises, and what is their age and condition?
- Does the operation sell pre-need interment rights or manage pre-need trust funds, and what is the approximate volume of outstanding pre-need contracts?
- Is this a human cemetery, pet cemetery, or both — and are any alternative disposition services such as aquamation or green burial offered?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.