NAICS UNIVERSITY · Free research for insurance agents

Funeral Homes and Funeral Services

NAICS 812210 · United States · 2022 edition

This industry comprises establishments primarily engaged in preparing the dead for burial or interment and conducting funerals (i.e., providing facilities for wakes, arranging transportation for the dead, selling caskets and related merchandise). Funeral homes combined with crematories are included in this industry.

UW takeaway · AI logic + saved research

Start with the work promised to the client.

For Funeral Homes and Funeral Services, clarify the services, contracts and consequences of an error. Review care of remains, professional liability, funeral vehicle exposure. Confirm which professional activities and additional services the proposed coverage actually addresses.

Questions to ask

  1. Does the funeral home operate an on-site crematory, or is cremation arranged through a third party?
  2. How many funerals and cremations are performed annually, and what is the split between the two?
  3. What vehicles are owned — hearses, first-call removal vans, family limousines — and how many?
  4. Does the funeral home sell pre-arranged or pre-need funeral contracts, and are trust funds administered on-site?
  5. How are personal effects and valuables of the deceased handled, documented, and secured?
  6. Are there multiple locations, and are all under common ownership and management?
  7. What is the prior loss history, particularly any claims involving remains handling or professional errors?
  8. Does the funeral home employ licensed embalmers, and what are the preparation room protocols for chemical handling?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Funeral homes receive, prepare, and care for human remains — embalming, dressing, and casketing — while providing facilities for visitations, wakes, and funeral services. Operations typically include transportation of the deceased via owned vehicles, sale of caskets, urns, and related merchandise, and coordination with cemeteries and crematories. Many funeral homes also operate on-site crematories or arrange third-party cremation.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow