NAICS UNIVERSITY · Free research for insurance agents

Assisted Living Facilities for the Elderly

NAICS 623312 · United States · 2022 edition

This U.S. industry comprises establishments primarily engaged in providing residential and personal care services without nursing care for (1) the elderly or other persons who are unable to fully care for themselves and/or (2) the elderly or other persons who do not desire to live independently. The care typically includes room, board, supervision, and assistance in daily living, such as housekeeping services.

UW takeaway · AI logic + saved research

Start with the work promised to the client.

For Assisted Living Facilities for the Elderly, clarify the services, contracts and consequences of an error. Review professional liability / errors and omissions, abuse and molestation, premises liability. Confirm which professional activities and additional services the proposed coverage actually addresses.

Questions to ask

  1. What is the licensed resident capacity, and what is the current occupancy level?
  2. Does the facility operate any memory care, dementia, or secured units?
  3. Are any skilled nursing, wound care, or other licensed clinical services provided on-site?
  4. What is the facility's current state licensing and survey status — any citations or deficiencies?
  5. What are background screening and training protocols for direct-care staff?
  6. What does the prior five-year loss history look like, particularly for professional liability and abuse claims?
  7. For Assisted Living Facilities for the Elderly, what should the underwriter know about memory care or dementia units on-site, which significantly elevate abuse, elopement, and professional liability exposure?
  8. For Assisted Living Facilities for the Elderly, what should the underwriter know about prior abuse and molestation claims or professional liability losses of any severity?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Assisted living facilities for the elderly provide residential housing combined with personal care services — including meals, housekeeping, medication reminders, and assistance with activities of daily living (ADLs) such as bathing and dressing — without licensed skilled nursing care. Residents typically live in private or semi-private rooms or apartments within a supervised community setting, often with some common dining and activity space.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow