NAICS UNIVERSITY · Free research for insurance agents
Continuing Care Retirement Communities
NAICS 623311 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing a range of residential and personal care services with on-site nursing care facilities for (1) the elderly and other persons who are unable to fully care for themselves and/or (2) the elderly and other persons who do not desire to live independently. Individuals live in a variety of residential settings with meals, housekeeping, social, leisure, and other services available to assist residents in daily living. Assisted living facilities with on-site nursing care facilities are included in this industry.
Start with the work promised to the client.
For Continuing Care Retirement Communities, clarify the services, contracts and consequences of an error. Review professional liability / medical malpractice, abuse and molestation, premises liability. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- What is the current licensed bed or unit count across independent living, assisted living, and skilled nursing levels of care?
- Are there any memory care or dementia-specific units on campus, and what security and wandering-prevention protocols are in place?
- Has the facility had any state survey deficiencies, regulatory citations, or licensure actions in the past five years?
- What is the claims history for professional liability, general liability, and workers' compensation over the past five years?
- Does the operator manage resident entrance fees or endowment funds, and if so, how are those funds structured and held?
- For Continuing Care Retirement Communities, what should the underwriter know about state survey deficiencies, citations, or active licensure proceedings in the past 3-5 years?
- For Continuing Care Retirement Communities, what should the underwriter know about memory care or dementia-specific units with prior elopement or wandering incidents?
- For Continuing Care Retirement Communities, what should the underwriter know about prior professional liability, abuse, or neglect claims with significant indemnity payments?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Continuing care retirement communities provide a continuum of housing and care — typically independent living, assisted living, and on-site skilled nursing — allowing residents to age in place within a single campus. Day-to-day operations include meal service, medication administration, personal care assistance, housekeeping, social programming, and coordination of medical services. Many CCRCs also offer memory care units and rehabilitative therapy.
Questions to investigate
- What is the current licensed bed or unit count across independent living, assisted living, and skilled nursing levels of care?
- Are there any memory care or dementia-specific units on campus, and what security and wandering-prevention protocols are in place?
- Has the facility had any state survey deficiencies, regulatory citations, or licensure actions in the past five years?
- What is the claims history for professional liability, general liability, and workers' compensation over the past five years?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.