NAICS UNIVERSITY · Free research for insurance agents

Home Health Care Services

NAICS 621610 · United States · 2022 edition

This industry comprises establishments primarily engaged in providing skilled nursing services in the home, along with a range of the following: personal care services; homemaker and companion services; physical therapy; medical social services; medications; medical equipment and supplies; counseling; 24-hour home care; occupation and vocational therapy; dietary and nutritional services; speech therapy; audiology; and high-tech care, such as intravenous therapy.

UW takeaway · AI logic + saved research

Start with the work promised to the client.

For Home Health Care Services, clarify the services, contracts and consequences of an error. Review professional liability (healthcare e&o / malpractice), abuse and molestation liability, workers' compensation. Confirm which professional activities and additional services the proposed coverage actually addresses.

Questions to ask

  1. What specific services are provided — companion/personal care only, or skilled nursing, therapy, or infusion services?
  2. Are caregivers employed as W-2 staff, independent contractors, or a mix of both?
  3. What background screening and supervision protocols are in place for in-home caregivers?
  4. What states does the agency operate in, and are all required state licenses current?
  5. Does the agency provide any high-acuity services such as IV infusion, ventilator care, or pediatric home health?
  6. Is hospice care included, or is this strictly non-hospice home health?
  7. How does the agency handle patient health information — paper records, cloud-based EHR, or a combination?
  8. What is the prior three-to-five year claims history across professional liability, workers' comp, and abuse and molestation?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Home health care agencies deploy licensed and unlicensed caregivers — including registered nurses, physical therapists, home health aides, and companions — directly into patients' residences to deliver medical or supportive care. Work is performed in the patient's home rather than a fixed clinical facility, with staff traveling between multiple client sites daily. Services range from skilled nursing and rehabilitation to personal care, medication management, and high-tech infusion therapy.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow