NAICS UNIVERSITY · Free research for insurance agents
Consumer Electronics and Appliances Rental
NAICS 532210 · United States · 2022 edition
This industry comprises establishments primarily engaged in renting consumer electronics equipment and appliances, such as televisions, stereos, and refrigerators. Included in this industry are appliance rental centers.
Start the review with off-premises merchandise.
For Consumer Electronics and Appliances Rental, the saved research highlights off-premises merchandise, delivery and repossession liability, commercial auto. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the total value of merchandise currently deployed in customer homes versus held on-premises?
- How many delivery and repossession vehicles are in the fleet, and what is the typical daily route radius?
- What types of items make up the rental inventory — primarily large appliances, consumer electronics, or a mix?
- What procedures are in place to track, recover, or write off unreturned merchandise?
- Are employees ever using personal vehicles for deliveries or collections?
- For Consumer Electronics and Appliances Rental, what should the underwriter know about high-value electronics inventory (laptops, gaming systems) with elevated theft exposure in the deployed rental base?
- For Consumer Electronics and Appliances Rental, what should the underwriter know about significant repossession activity, particularly in higher-crime geographies?
- For Consumer Electronics and Appliances Rental, what should the underwriter know about prior inland marine or auto losses reflecting frequency of merchandise theft or delivery incidents?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Consumer electronics and appliance rental establishments maintain an inventory of items such as televisions, refrigerators, washers, dryers, and stereo equipment that are rented to residential customers on a short- or long-term basis. Operations typically include a storefront or showroom, delivery and pickup using owned vehicles, and periodic in-home service or repossession activity.
Questions to investigate
- What is the total value of merchandise currently deployed in customer homes versus held on-premises?
- How many delivery and repossession vehicles are in the fleet, and what is the typical daily route radius?
- What types of items make up the rental inventory — primarily large appliances, consumer electronics, or a mix?
- What procedures are in place to track, recover, or write off unreturned merchandise?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.