NAICS UNIVERSITY · Free research for insurance agents
All Other Transit and Ground Passenger Transportation
NAICS 485999 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing ground passenger transportation (except urban transit systems; interurban and rural bus transportation, taxi and/or limousine services (except shuttle services), school and employee bus transportation, charter bus services, and special needs transportation). Establishments primarily engaged in operating shuttle services and car pools or vanpools (except ridesharing and ridesharing arrangement services) are included in this industry. Shuttle services establishments generally provide travel on regular routes and on regular schedules between hotels, airports, or other destination points.
Start the review with commercial auto liability.
For All Other Transit and Ground Passenger Transportation, the saved research highlights commercial auto liability, passenger bodily injury, driver negligence. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- How many vehicles are in the fleet, and what are the types and passenger capacities?
- What is the primary service — hotel-airport shuttle, corporate vanpool, campus circulator, or another model?
- What is the driver qualification and screening process, including MVR review frequency?
- Are drivers employees or independent contractors, and does the insured own all vehicles or lease some?
- What are the typical route lengths and operating hours — limited urban routes or longer highway exposure?
- What does prior commercial auto loss history look like over the past three to five years?
- For All Other Transit and Ground Passenger Transportation, what should the underwriter know about poor driver qualification practices?
- For All Other Transit and Ground Passenger Transportation, what should the underwriter know about mixed-use fleet where vehicles shift between shuttle operations and other commercial uses?
Activities described by this code
Other activities to examine
- Operating urban transit systems: 48511 — Urban Transit Systems
- Providing interurban and rural bus transportation: 485210 — Interurban and Rural Bus Transportation
- Providing taxi services, ridesharing services, and/or limousine services (except shuttle services): 4853 — Taxi and Limousine Service
- Providing school and employee bus transportation (including for the disabled or elderly): 485410 — School and Employee Bus Transportation
- Providing buses for charter: 485510 — Charter Bus Industry
- Providing special needs transportation (except to and from school or work) for the disabled or elderly: 485991 — Special Needs Transportation;
- Providing ambulance services for emergency and medical purposes: 621910 — Ambulance Services
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Businesses in this class provide scheduled or semi-scheduled ground passenger transportation outside the standard taxi, limousine, bus charter, and school bus categories — commonly hotel-airport shuttles, vanpools, corporate campus circulators, and similar fixed-route or demand-responsive services. Drivers typically operate vans, minibuses, or SUVs on repeated daily routes, picking up and dropping off passengers at established points.
Questions to investigate
- How many vehicles are in the fleet, and what are the types and passenger capacities?
- What is the primary service — hotel-airport shuttle, corporate vanpool, campus circulator, or another model?
- What is the driver qualification and screening process, including MVR review frequency?
- Are drivers employees or independent contractors, and does the insured own all vehicles or lease some?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.