NAICS UNIVERSITY · Free research for insurance agents
Special Needs Transportation
NAICS 485991 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing special needs transportation (except to and from school or work) for the disabled or elderly. These establishments may use specially equipped vehicles to provide passenger transportation.
Activities described by this code
Other activities to examine
- Providing school or employee bus transportation for the disabled or elderly: 485410 — School and Employee Bus Transportation;
- Providing ambulance services for emergency and medical purposes: 621910 — Ambulance Services
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Special needs transportation providers offer non-emergency ground transport for elderly and disabled passengers — typically to medical appointments, adult day programs, dialysis centers, or community activities. Vehicles are often equipped with wheelchair lifts, ramps, or stretcher mounts, and drivers generally receive specialized training in passenger assistance and securement.
Questions to investigate
- How many vehicles are in the fleet, and what types — wheelchair-accessible, stretcher, standard passenger van?
- Does the operation hold Medicaid or Medicare NEMT contracts, and if so, what are the contractual insurance minimums?
- What is the driver qualification process — MVR checks, background screening, passenger-assist training?
- Are drivers employees or independent contractors, and how is that classification documented?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.