NAICS UNIVERSITY · Free research for insurance agents
Specialized Freight (except Used Goods) Trucking, Long-Distance
NAICS 484230 · United States · 2022 edition
This industry comprises establishments primarily engaged in providing long-distance specialized trucking. These establishments provide trucking between metropolitan areas that may cross North American country borders.
Start the review with commercial auto liability.
For Specialized Freight (except Used Goods) Trucking, Long-Distance, the saved research highlights commercial auto liability, cargo liability, pollution / environmental liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What specific commodities are hauled — refrigerated goods, automobiles, bulk liquids, hazardous materials, waste, or a mix?
- Does the operation hold hazardous materials authority, and if so, what commodities are placarded?
- What are the CSA scores across relevant BASIC categories, and is there any out-of-service history?
- Are drivers company employees, owner-operators under lease, or a mix — and how are they compensated?
- Does the operation use interchange agreements for non-owned trailers?
- What is the prior three-to-five year loss history across auto liability and cargo lines?
- For Specialized Freight (except Used Goods) Trucking, Long-Distance, what should the underwriter know about hazardous materials authority (placard-required loads) without a clean spill and claims history?
- For Specialized Freight (except Used Goods) Trucking, Long-Distance, what should the underwriter know about poor csa scores in the fmcsa safety measurement system, particularly in unsafe driving or hours-of-service compliance?
Activities described by this code
- Long-distance automobile carrier trucking
- Long-distance refrigerated product trucking
- Long-distance bulk liquid trucking
- Long-distance trucking of waste
- Long-distance hazardous material trucking
Other activities to examine
- Providing local specialized freight trucking (except used goods): 484220 — Specialized Freight (except Used Goods) Trucking, Local
- Providing long-distance general freight trucking, including all North American international travel: 48412 — General Freight Trucking, Long-Distance
- Providing trucking of used household and office goods: 484210 — Used Household and Office Goods Moving
- Collecting and/or hauling hazardous waste, nonhazardous waste, and/or recyclable materials within a local area: 56211 — Waste Collection
- Providing independent truck driving services (except owner-operators): 488490 — Other Support Activities for Road Transportation;
- Providing hot shot oil field services (on- and off-road) on a contract basis: 213112 — Support Activities for Oil and Gas Operations
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class provide long-distance trucking of specialized freight between metropolitan areas, often crossing state or national borders. Commodities commonly include refrigerated food products, automobiles, bulk liquids, dry bulk materials, hazardous materials, and waste. Operations involve specialized trailers — tankers, auto carriers, reefers, flatbeds — and drivers typically operate under FMCSA authority with extended over-the-road runs.
Questions to investigate
- What specific commodities are hauled — refrigerated goods, automobiles, bulk liquids, hazardous materials, waste, or a mix?
- Does the operation hold hazardous materials authority, and if so, what commodities are placarded?
- What are the CSA scores across relevant BASIC categories, and is there any out-of-service history?
- Are drivers company employees, owner-operators under lease, or a mix — and how are they compensated?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.