NAICS UNIVERSITY · Free research for insurance agents
General Freight Trucking, Long-Distance, Truckload
NAICS 484121 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing long-distance general freight truckload (TL) trucking. These long-distance general freight truckload carrier establishments provide full truck movement of freight from origin to destination. The shipment of freight on a truck is characterized as a full single load not combined with other shipments.
Start the review with commercial auto liability.
For General Freight Trucking, Long-Distance, Truckload, the saved research highlights commercial auto liability, motor truck cargo, occupational accident or workers' compensation. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- How many power units and trailers are in the fleet, and what is the ownership structure — company-owned, leased, or owner-operators under authority?
- What commodity types are typically hauled — dry van general freight, temperature-sensitive goods, flatbed, or other?
- What are the primary operating lanes and radius — regional, national, cross-border?
- What is the carrier's current CSA score and any history of FMCSA violations or out-of-service orders?
- Are owner-operators leased on, and if so, how are they currently covered for occupational injury?
- For General Freight Trucking, Long-Distance, Truckload, what should the underwriter know about new operating authority with limited or no safety history and no established csa score baseline?
- For General Freight Trucking, Long-Distance, Truckload, what should the underwriter know about adverse csa scores, out-of-service violations, or fmcsa compliance actions on record?
- For General Freight Trucking, Long-Distance, Truckload, what should the underwriter know about high driver turnover, use of short-term lease drivers, or difficulty verifying mvrs?
Activities described by this code
Other activities to examine
- Providing general freight long-distance, less than truckload trucking: 484122 — General Freight Trucking, Long-Distance, Less Than Truckload
- Providing specialized freight trucking: 4842 — Specialized Freight Trucking
- Operating independent trucking terminals: 488490 — Other Support Activities for Road Transportation
- Providing local general freight trucking services: 484110 — General Freight Trucking, Local;
- Providing independent truck driving services (except owner-operators): 488490 — Other Support Activities for Road Transportation
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Long-distance truckload carriers move full trailer loads of general freight — typically dry van, flatbed, or refrigerated — from a single shipper's origin to a single destination, usually crossing state lines. Operations may involve company-employed drivers, leased owner-operators running under the carrier's authority, or independent owner-operators under their own authority. Dispatching, load planning, and compliance with FMCSA Hours of Service and safety regulations are central to daily operations.
Questions to investigate
- How many power units and trailers are in the fleet, and what is the ownership structure — company-owned, leased, or owner-operators under authority?
- What commodity types are typically hauled — dry van general freight, temperature-sensitive goods, flatbed, or other?
- What are the primary operating lanes and radius — regional, national, cross-border?
- What is the carrier's current CSA score and any history of FMCSA violations or out-of-service orders?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.