NAICS UNIVERSITY · Free research for insurance agents
Coastal and Great Lakes Passenger Transportation
NAICS 483114 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing water transportation of passengers in coastal waters, the Great Lakes System, or deep seas between ports of the United States, Puerto Rico, and United States island possessions and protectorates. Marine transportation establishments using the facilities of the St. Lawrence Seaway Authority Commission are considered to be using the Great Lakes Water Transportation System.
Start the review with passenger liability.
For Coastal and Great Lakes Passenger Transportation, the saved research highlights passenger liability, jones act / maritime employer's liability, hull and machinery. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- How many vessels are in the fleet, and what are the approximate values, ages, and passenger capacities?
- When was the last U.S. Coast Guard inspection and independent marine survey for each vessel?
- What routes are operated, and are there any routes through particularly congested or hazardous waters?
- How many crew members are employed, and are they all covered under Jones Act maritime employer's liability?
- What is the prior marine claims history, including hull losses, passenger injuries, and pollution incidents?
- For Coastal and Great Lakes Passenger Transportation, what should the underwriter know about aging vessel fleet without recent u.s. coast guard inspection or independent marine survey?
- For Coastal and Great Lakes Passenger Transportation, what should the underwriter know about prior hull losses, groundings, or significant passenger injury claims?
- For Coastal and Great Lakes Passenger Transportation, what should the underwriter know about routes through particularly hazardous waters, congested ports, or environmentally sensitive areas?
Activities described by this code
Other activities to examine
- Providing inland water transportation of passengers on lakes, rivers, or intracoastal waterways (except on the Great Lakes System): 483212 — Inland Water Passenger Transportation
- Providing scenic and sightseeing water transportation, such as harbor cruises and charter fishing boat operations: 487210 — Scenic and Sightseeing Transportation, Water
- Operating floating casinos (i.e., gambling cruises): 713210 — Casinos (except Casino Hotels)
- Renting yachts and pleasure boats, such as houseboats and sailboats, without crew: 532284 — Recreational Goods Rental;
- Renting or leasing commercial boats (including vessel supply services), without crew: 532411 — Commercial Air, Rail, and Water Transportation Equipment Rental and Leasing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class operate passenger vessels along coastal waters, between U.S. ports, or across the Great Lakes System — including scheduled ferry routes, inter-island services, and point-to-point coastal transit. Operations typically involve ticketed passenger boarding at fixed terminals, crew management, and compliance with U.S. Coast Guard vessel and safety regulations.
Questions to investigate
- How many vessels are in the fleet, and what are the approximate values, ages, and passenger capacities?
- When was the last U.S. Coast Guard inspection and independent marine survey for each vessel?
- What routes are operated, and are there any routes through particularly congested or hazardous waters?
- How many crew members are employed, and are they all covered under Jones Act maritime employer's liability?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.