NAICS UNIVERSITY · Free research for insurance agents
Scenic and Sightseeing Transportation, Water
NAICS 487210 · United States · 2022 edition
This industry comprises establishments primarily engaged in providing scenic and sightseeing transportation on water. The services provided are usually local and involve same-day return to place of origin.
Start the review with passenger liability.
For Scenic and Sightseeing Transportation, Water, the saved research highlights passenger liability, marine hull, jones act crew liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- How many vessels are in the fleet, and what are the agreed/insured values?
- What is the maximum passenger capacity per vessel, and are all vessels USCG-inspected and certificated?
- Is alcohol served aboard any vessels, and if so, what percentage of revenue does it represent?
- What is the navigation territory — inland waterways, coastal, or offshore?
- What is the crew count and structure — full-time, part-time, seasonal captains or deckhands?
- Are there any prior marine liability, hull, or Jones Act claims in the past five years?
- For Scenic and Sightseeing Transportation, Water, what should the underwriter know about prior uscg safety violations, certificate of inspection issues, or documented non-compliance?
- For Scenic and Sightseeing Transportation, Water, what should the underwriter know about prior passenger injury claims with meaningful severity, particularly those that went to maritime litigation?
Activities described by this code
- Airboat (i.e., swamp buggy) operation
- Excursion boat operation
- Charter fishing boat services
- Harbor sightseeing tours
- Dinner cruises
Other activities to examine
- Providing recreational services, such as fishing guide services (except charter boat), white water rafting, parasailing, and water skiing: 713990 — All Other Amusement and Recreation Industries
- Providing water taxi services: 48321 — Inland Water Transportation
- Providing water transportation of passengers: 483 — Water Transportation
- Operating floating casinos (i.e., gambling cruises or riverboat casinos): 713210 — Casinos (except Casino Hotels);
- Providing boat rental without operators: 532284 — Recreational Goods Rental
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Businesses in this class operate passenger-carrying vessels for scenic tours, charter fishing trips, harbor excursions, dinner cruises, and similar same-day water experiences. Vessels may range from small airboats and fishing charters to larger excursion boats with food and bar service. Operations often involve ticketed or chartered departures from a fixed dock or marina, with passengers aboard for periods ranging from an hour to a full day.
Questions to investigate
- How many vessels are in the fleet, and what are the agreed/insured values?
- What is the maximum passenger capacity per vessel, and are all vessels USCG-inspected and certificated?
- Is alcohol served aboard any vessels, and if so, what percentage of revenue does it represent?
- What is the navigation territory — inland waterways, coastal, or offshore?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.