NAICS UNIVERSITY · Free research for insurance agents
Other Electronic Parts and Equipment Merchant Wholesalers
NAICS 423690 · United States · 2022 edition
This industry comprises establishments primarily engaged in the merchant wholesale distribution of electronic parts and equipment (except electrical apparatus and equipment, wiring supplies, and construction materials; electrical and electronic appliances; and television sets and radios).
Start the review with inland marine / cargo.
For Other Electronic Parts and Equipment Merchant Wholesalers, the saved research highlights inland marine / cargo, product liability, commercial property. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What specific product categories make up the majority of inventory — blank media, communications equipment, broadcasting gear, cellular devices, or other?
- What is the approximate peak inventory value on-premises at any one time?
- What proportion of product is sourced internationally, and are indemnification agreements in place with foreign suppliers?
- Are there any distribution, sales, or storage locations beyond the primary warehouse?
- Does the operation include any refurbished, gray-market, or customer-returned product in inventory?
- What shipping modes and third-party logistics providers are used, and is cargo covered under a shipper's or carrier's policy?
- For Other Electronic Parts and Equipment Merchant Wholesalers, what should the underwriter know about high proportion of product sourced from international manufacturers with limited product liability recourse or indemnification agreements?
- For Other Electronic Parts and Equipment Merchant Wholesalers, what should the underwriter know about distribution of refurbished, gray-market, or counterfeit-risk electronics?
Activities described by this code
- Blank compact discs (CDs) merchant wholesalers
- Blank digital video discs (DVDs) merchant wholesalers
- Broadcasting equipment merchant wholesalers
- Cellular telephones merchant wholesalers
- Communications equipment merchant wholesalers
- Modems and routers merchant wholesalers
- Radar equipment merchant wholesalers
- Teleconferencing equipment merchant wholesalers
- Unloaded computer boards merchant wholesalers
Other activities to examine
- Merchant wholesale distribution of household-type gas and electric appliances (except water heaters and heating stoves (i.e., noncooking)), room air-conditioners, clothes dryers, and/or household-type audio or video equipment: 423620 — Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers
- Merchant wholesale distribution of computers, computer peripheral equipment, and loaded computer boards: 423430 — Computer and Computer Peripheral Equipment and Software Merchant Wholesalers;
- Merchant wholesale distribution of electrical construction materials, wiring supplies, electric light fixtures, light bulbs, and/or electrical power equipment for generation, transmission, distribution, or control of electric energy: 423610 — Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class purchase electronic parts and equipment — such as communications gear, cellular handsets, broadcasting equipment, modems, routers, blank media, and unloaded circuit boards — from manufacturers and resell them to retailers, other businesses, or institutional buyers. Day-to-day operations typically involve receiving, warehousing, and shipping inventory, along with sales and account management activity. Many operations involve some degree of international sourcing.
Questions to investigate
- What specific product categories make up the majority of inventory — blank media, communications equipment, broadcasting gear, cellular devices, or other?
- What is the approximate peak inventory value on-premises at any one time?
- What proportion of product is sourced internationally, and are indemnification agreements in place with foreign suppliers?
- Are there any distribution, sales, or storage locations beyond the primary warehouse?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.