NAICS UNIVERSITY · Free research for insurance agents
Computer and Computer Peripheral Equipment and Software Merchant Wholesalers
NAICS 423430 · United States · 2022 edition
This industry comprises establishments primarily engaged in the merchant wholesale distribution of computers, computer peripheral equipment, loaded computer boards, and/or computer software.
Start the review with inland marine / cargo.
For Computer and Computer Peripheral Equipment and Software Merchant Wholesalers, the saved research highlights inland marine / cargo, commercial property, product liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What types of products are distributed — new retail hardware, loaded boards, peripherals, packaged software, or a mix?
- Are any products refurbished, grey-market, or sourced through non-authorized channels?
- What is the approximate peak inventory value on hand at any one time?
- Does the operation involve significant international sourcing or export, and is cargo coverage currently in place?
- Are owned delivery vehicles used, and what is the hired/non-owned auto exposure?
- Does the business maintain customer purchase or EDI data that could create cyber exposure?
- For Computer and Computer Peripheral Equipment and Software Merchant Wholesalers, what should the underwriter know about distribution of grey-market, refurbished, or counterfeit technology products?
- For Computer and Computer Peripheral Equipment and Software Merchant Wholesalers, what should the underwriter know about significant international import/export activity without adequate cargo and trade credit coverage in place?
Activities described by this code
Other activities to examine
- Merchant wholesale distribution of modems, routers, printed circuit boards, semiconductor devices, and other electronic communications equipment: 423690 — Other Electronic Parts and Equipment Merchant Wholesalers;
- Selling, planning, and designing computer systems that integrate computer hardware, software, and communication technologies: 541512 — Computer Systems Design Services
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Computer and peripheral equipment merchant wholesalers purchase computers, servers, monitors, printers, loaded circuit boards, and packaged software from manufacturers and resell them to retailers, businesses, or other wholesalers. Day-to-day operations typically involve warehouse receiving, inventory management, order fulfillment, and freight coordination — with limited value-added services beyond repackaging or kitting.
Questions to investigate
- What types of products are distributed — new retail hardware, loaded boards, peripherals, packaged software, or a mix?
- Are any products refurbished, grey-market, or sourced through non-authorized channels?
- What is the approximate peak inventory value on hand at any one time?
- Does the operation involve significant international sourcing or export, and is cargo coverage currently in place?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.