NAICS UNIVERSITY · Free research for insurance agents
Ophthalmic Goods Merchant Wholesalers
NAICS 423460 · United States · 2022 edition
This industry comprises establishments primarily engaged in the merchant wholesale distribution of professional equipment, instruments, and/or goods sold, prescribed, or used by ophthalmologists, optometrists, and opticians.
Start the review with products liability.
For Ophthalmic Goods Merchant Wholesalers, the saved research highlights products liability, inland marine / warehouse stock, premises liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What product categories are distributed — frames, lenses, instruments, contact lenses, or a mix?
- Does the operation import goods directly or distribute domestic manufacturers' products, and does the business act as importer of record?
- Are any private-label or house-brand ophthalmic products distributed?
- What is the approximate peak inventory value on hand and in transit?
- Does the business offer any lens edging, assembly, or product customization services?
- Are sales representatives using personal or company vehicles to call on professional accounts?
- For Ophthalmic Goods Merchant Wholesalers, what should the underwriter know about distribution of contact lenses or prescription pharmaceutical eye drops alongside traditional ophthalmic goods?
- For Ophthalmic Goods Merchant Wholesalers, what should the underwriter know about significant import or private-label operations where the distributor effectively stands in as the manufacturer of record?
Activities described by this code
- Binoculars merchant wholesalers
- Optometric equipment and supplies merchant wholesalers
- Ophthalmic frames merchant wholesalers
- Sunglasses merchant wholesalers
- Ophthalmic lenses merchant wholesalers
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Ophthalmic goods wholesalers purchase and redistribute professional ophthalmic equipment, instruments, frames, lenses, and related supplies to optometrists, ophthalmologists, opticians, and retail optical shops. Day-to-day activity typically involves warehouse receiving and fulfillment, inventory management, order processing, and delivery or shipping to professional accounts. Some distributors may offer light assembly, fitting adjustments, or lens edging services.
Questions to investigate
- What product categories are distributed — frames, lenses, instruments, contact lenses, or a mix?
- Does the operation import goods directly or distribute domestic manufacturers' products, and does the business act as importer of record?
- Are any private-label or house-brand ophthalmic products distributed?
- What is the approximate peak inventory value on hand and in transit?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.