NAICS UNIVERSITY · Free research for insurance agents
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers
NAICS 423450 · United States · 2022 edition
This industry comprises establishments primarily engaged in the merchant wholesale distribution of professional medical equipment, instruments, and supplies (except ophthalmic equipment and instruments and goods used by ophthalmologists, optometrists, and opticians).
Start the review with product liability.
For Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers, the saved research highlights product liability, completed operations, warehouse property and inventory. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What specific product categories are distributed — disposables and consumables, durable medical equipment, surgical instruments, implantables, or diagnostic equipment?
- Are any products FDA Class II or Class III regulated devices?
- Does the operation involve any reprocessing, refurbishing, relabeling, or modification of medical equipment?
- Do employees perform equipment installation, calibration, or technical servicing at customer sites?
- What is the total inventory value on hand at any one time, and are any products stored in climate-controlled or specialized conditions?
- Are there any prior product liability claims, and is there documentation of manufacturer indemnification agreements in place?
- For Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers, what should the underwriter know about distribution of class iii fda-regulated implantable devices or high-litigation product categories?
- For Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers, what should the underwriter know about any reprocessing, refurbishing, relabeling, or modification of medical equipment?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Medical, dental, and hospital equipment wholesalers purchase professional-grade medical instruments, devices, and supplies from manufacturers and redistribute them to hospitals, clinics, dental practices, physician offices, and other health care providers. Operations typically include warehousing, inventory management, order fulfillment, and often some degree of equipment delivery, installation support, or basic technical service on distributed products.
Questions to investigate
- What specific product categories are distributed — disposables and consumables, durable medical equipment, surgical instruments, implantables, or diagnostic equipment?
- Are any products FDA Class II or Class III regulated devices?
- Does the operation involve any reprocessing, refurbishing, relabeling, or modification of medical equipment?
- Do employees perform equipment installation, calibration, or technical servicing at customer sites?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.