NAICS UNIVERSITY · Free research for insurance agents
Paint and Coating Manufacturing
NAICS 325510 · United States · 2022 edition
This industry comprises establishments primarily engaged in (1) mixing pigments, solvents, and binders into paints and other coatings, such as stains, varnishes, lacquers, enamels, shellacs, and water-repellent coatings for concrete and masonry, and/or (2) manufacturing allied paint products, such as putties, paint and varnish removers, paint brush cleaners, and frit.
Start the review with fire and explosion.
For Paint and Coating Manufacturing, the saved research highlights fire and explosion, pollution liability, products liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the product mix — primarily water-based, solvent-based, or both — and what solvents are used in what volumes?
- Is there on-site bulk chemical storage, and what are the largest-quantity chemicals held at any one time?
- What fire suppression systems are in place in production and storage areas?
- Is the operation subject to EPA Tier II reporting, air permits, or hazardous waste generator requirements, and is the operation in compliance?
- What is the distribution channel — direct industrial, retail, or wholesale — and are products sold under the insured's own label?
- Are aerosol or pressurized-container products manufactured or co-packed on-site?
- For Paint and Coating Manufacturing, what should the underwriter know about high-volume flammable solvent use (toluene, xylene, acetone, ketones) without adequate suppression and containment systems?
- For Paint and Coating Manufacturing, what should the underwriter know about prior pollution incidents, epa or state environmental agency actions, or known site contamination?
Activities described by this code
Other activities to examine
- Manufacturing creosote or turpentine: 325194 — Cyclic Crude, Intermediate, and Gum and Wood Chemical Manufacturing
- Manufacturing caulking compounds and sealants: 325520 — Adhesive Manufacturing;
- Manufacturing artists' paints: 339940 — Office Supplies (except Paper) Manufacturing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Paint and coating manufacturers blend pigments, solvents, resins, and binders into finished coatings — paints, stains, varnishes, lacquers, enamels, and specialty coatings. Operations typically involve bulk chemical receiving and storage, mixing and blending equipment, quality-control testing, and finished-goods warehousing for distribution to contractors, retailers, or industrial customers. Some facilities also produce allied products such as paint removers, putties, or brush cleaners.
Questions to investigate
- What is the product mix — primarily water-based, solvent-based, or both — and what solvents are used in what volumes?
- Is there on-site bulk chemical storage, and what are the largest-quantity chemicals held at any one time?
- What fire suppression systems are in place in production and storage areas?
- Is the operation subject to EPA Tier II reporting, air permits, or hazardous waste generator requirements, and is the operation in compliance?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.