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Cyclic Crude, Intermediate, and Gum and Wood Chemical Manufacturing

NAICS 325194 · United States · 2022 edition

This U.S. industry comprises establishments primarily engaged in one or more of the following: (1) distilling wood or gum into products, such as tall oil and wood distillates; (2) distilling coal tars; (3) manufacturing wood or gum chemicals, such as naval stores, natural tanning materials, charcoal briquettes, and charcoal (except activated); and (4) manufacturing cyclic crudes or cyclic intermediates (i.e., hydrocarbons, except aromatic petrochemicals) from refined petroleum or natural gas. Cross-references. Establishments primarily engaged in-- • Manufacturing cyclic chemicals (except aromatic and intermediates)--are classified in U.S. Industry 325199, All Other Basic Organic Chemical Manufacturing; • Manufacturing aromatic petrochemicals from refined petroleum or natural gas--are classified in Industry 325110, Petrochemical Manufacturing; • Manufacturing aromatic petrochemicals by refining crude petroleum--are classified in Industry 324110, Petroleum Refineries; • Manufacturing coal tar crudes in steel mills with coke ovens--are classified in Industry 331110, Iron and Steel Mills and Ferroalloy Manufacturing; • Manufacturing fuel briquettes from refined petroleum--are classified in U.S. Industry 324199, All Other Petroleum and Coal Products Manufacturing; and • Manufacturing activated charcoal--are classified in U.S. Industry 325998, All Other Miscellaneous Chemical Product and Preparation Manufacturing.

UW takeaway · AI logic + saved research

Start the review with fire and explosion.

For Cyclic Crude, Intermediate, and Gum and Wood Chemical Manufacturing, the saved research highlights fire and explosion, environmental and pollution liability, employee injury. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.

Questions to ask

  1. What specific chemicals or products are manufactured on-site, and what raw materials are used in the process?
  2. Are there bulk storage tanks or tank farms on premises, and what materials are stored?
  3. What is the site's environmental history — any prior spills, remediation activity, or regulatory notices?
  4. What fire suppression and secondary containment systems are in place at the facility?
  5. Are products sold directly to end users or to industrial intermediaries for further processing?
  6. What is the facility's construction age and condition, and have major process upgrades been made recently?
  7. For Cyclic Crude, Intermediate, and Gum and Wood Chemical Manufacturing, what should the underwriter know about history of environmental spills, regulatory enforcement actions, or remediation orders on current or prior sites?
  8. For Cyclic Crude, Intermediate, and Gum and Wood Chemical Manufacturing, what should the underwriter know about on-site bulk storage of flammable or reactive materials in significant quantities?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

These establishments distill wood, gum, or coal tar into chemical products such as tall oil, wood distillates, naval stores, natural tanning materials, and charcoal briquettes, or manufacture cyclic crude and intermediate hydrocarbons from refined petroleum or natural gas. Operations typically involve high-temperature distillation, chemical processing, and handling of flammable or reactive materials at industrial-scale production facilities. This class typically sits well outside small commercial appetite and is generally placed through specialty chemical or E&S markets.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow