NAICS UNIVERSITY · Free research for insurance agents
Petrochemical Manufacturing
NAICS 325110 · United States · 2022 edition
This industry comprises establishments primarily engaged in (1) manufacturing acyclic (i.e., aliphatic) hydrocarbons such as ethylene, propylene, and butylene made from refined petroleum or liquid hydrocarbons and/or (2) manufacturing cyclic aromatic hydrocarbons such as benzene, toluene, styrene, xylene, ethyl benzene, and cumene made from refined petroleum or liquid hydrocarbons.
Start the review with fire and explosion.
For Petrochemical Manufacturing, the saved research highlights fire and explosion, toxic release / pollution liability, workers' compensation. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Which specific chemical streams are produced, and what are the on-site inventory volumes for flammable or toxic materials?
- Is the facility subject to EPA RMP or OSHA PSM requirements, and what is the compliance and inspection history?
- What is the age and condition of primary process vessels, heat exchangers, and pressure systems?
- What fire protection systems are in place — fixed suppression, deluge systems, foam systems?
- What is the prior loss history, particularly for property, pollution, and workers' compensation claims?
- Are third-party contractors regularly on-site for maintenance or turnaround operations?
- For Petrochemical Manufacturing, what should the underwriter know about epa risk management program (rmp) or osha psm covered processes with prior incidents or citations?
- For Petrochemical Manufacturing, what should the underwriter know about significant prior environmental or pollution claims, site remediation history, or open regulatory actions?
Activities described by this code
Other activities to examine
- Manufacturing petrochemicals by refining crude petroleum: 324110 — Petroleum Refineries
- Manufacturing acetylene: 325120 — Industrial Gas Manufacturing
- Manufacturing basic organic chemicals (except petrochemicals): 32519 — Other Basic Organic Chemical Manufacturing;
- Recovering liquid hydrocarbons from oil and gas field gases: 211130 — Natural Gas Extraction
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Petrochemical manufacturers convert refined petroleum or liquid hydrocarbons into basic chemical building blocks — including ethylene, propylene, benzene, toluene, and styrene — through high-temperature cracking, distillation, and other continuous-process operations. These facilities typically operate around the clock, handle large volumes of flammable and potentially toxic materials under pressure, and supply downstream chemical, plastics, and polymer manufacturers.
Questions to investigate
- Which specific chemical streams are produced, and what are the on-site inventory volumes for flammable or toxic materials?
- Is the facility subject to EPA RMP or OSHA PSM requirements, and what is the compliance and inspection history?
- What is the age and condition of primary process vessels, heat exchangers, and pressure systems?
- What fire protection systems are in place — fixed suppression, deluge systems, foam systems?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.