NAICS UNIVERSITY · Free research for insurance agents
Chocolate and Confectionery Manufacturing from Cacao Beans
NAICS 311351 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in shelling, roasting, and grinding cacao beans and making chocolate cacao products and chocolate confectioneries.
Start the review with product liability.
For Chocolate and Confectionery Manufacturing from Cacao Beans, the saved research highlights product liability, product recall, equipment breakdown. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the breadth of distribution — local, regional, national, or export — and through what retail or wholesale channels?
- Does the operation include any private-label or co-manufacturing arrangements for third-party brands?
- What allergens are present in the facility, and what cross-contamination controls and labeling procedures are in place?
- What is the approximate value of raw cacao bean and finished goods inventory, and is any of it temperature-sensitive?
- Has the insured had any product recalls, regulatory actions, or contamination events in recent years?
- Is there an on-site retail component or direct-to-consumer sales operation?
- For Chocolate and Confectionery Manufacturing from Cacao Beans, what should the underwriter know about prior product recall or contamination events, particularly those involving allergen mislabeling?
- For Chocolate and Confectionery Manufacturing from Cacao Beans, what should the underwriter know about export sales or distribution into foreign markets, which may complicate product liability coverage territory?
Activities described by this code
Other activities to examine
- Manufacturing, not for immediate consumption, chocolate confectioneries from chocolate made elsewhere-: 311352 — Confectionery Manufacturing from Purchased Chocolate
- Manufacturing, not for immediate consumption, nonchocolate candies: 311340 — Nonchocolate Confectionery Manufacturing
- Preparing and selling confectioneries for immediate consumption: 722515 — Snack and Nonalcoholic Beverage Bars;
- Retailing confectioneries not for immediate consumption made elsewhere: 445292 — Confectionery and Nut Retailers
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
These establishments shell, roast, and grind cacao beans to produce chocolate liquor, cocoa butter, cocoa powder, and finished chocolate confectioneries. Operations typically involve large roasting and grinding equipment, temperature-controlled processing and storage areas, and packaging lines. Products may be sold wholesale to food manufacturers, retailers, or direct-to-consumer through e-commerce or an on-site retail presence.
Questions to investigate
- What is the breadth of distribution — local, regional, national, or export — and through what retail or wholesale channels?
- Does the operation include any private-label or co-manufacturing arrangements for third-party brands?
- What allergens are present in the facility, and what cross-contamination controls and labeling procedures are in place?
- What is the approximate value of raw cacao bean and finished goods inventory, and is any of it temperature-sensitive?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.