NAICS UNIVERSITY · Free research for insurance agents
Forest Nurseries and Gathering of Forest Products
NAICS 113210 · United States · 2022 edition
This industry comprises establishments primarily engaged in (1) growing trees for reforestation and/or (2) gathering forest products, such as gums, barks, balsam needles, rhizomes, fibers, Spanish moss, ginseng, and truffles.
Start the review with crop and plant stock loss.
For Forest Nurseries and Gathering of Forest Products, the saved research highlights crop and plant stock loss, workers' compensation, premises and off-premises liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Is the primary operation reforestation nursery growing, wild forest product gathering, or a combination of both?
- Does the insured own the land, lease it, or access forestland through informal or permitted arrangements?
- What types of products are gathered — and are any sold for food, medicinal, or nutraceutical use?
- Are pesticides, herbicides, or fertilizers applied on-site, and is there any chemical drift or runoff exposure?
- How many seasonal or permanent field workers are employed, and does the insured understand state agricultural worker comp rules?
- For Forest Nurseries and Gathering of Forest Products, what should the underwriter know about wild-harvest operations on leased or informal-access forestland without clear liability agreements with landowners?
- For Forest Nurseries and Gathering of Forest Products, what should the underwriter know about sale of foraged products (ginseng, truffles, etc.) with nutraceutical, medicinal, or food-grade uses, which may trigger products liability scrutiny?
- For Forest Nurseries and Gathering of Forest Products, what should the underwriter know about operations in high wildfire-risk zones or areas with significant weather volatility, which can affect both property and crop coverage availability?
Activities described by this code
Other activities to examine
- Gathering tea and maple sap: 111998 — All Other Miscellaneous Crop Farming
- Processing maple syrup into other products: 311999 — All Other Miscellaneous Food Manufacturing;
- Operating timber tracts for the purpose of selling standing timber: 113110 — Timber Tract Operations
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Operations in this class generally fall into two distinct activities: growing tree seedlings and saplings in nursery settings for reforestation or commercial sale, and gathering wild forest products — such as ginseng root, bark, balsam needles, Spanish moss, gums, fibers, and truffles — from forested land. Nursery operations may involve greenhouse or open-field growing, irrigation, and transplanting; wild-harvest operations often involve workers traversing remote or unimproved terrain to collect product. This class typically places in specialty farm or agricultural markets rather than standard commercial programs.
Questions to investigate
- Is the primary operation reforestation nursery growing, wild forest product gathering, or a combination of both?
- Does the insured own the land, lease it, or access forestland through informal or permitted arrangements?
- What types of products are gathered — and are any sold for food, medicinal, or nutraceutical use?
- Are pesticides, herbicides, or fertilizers applied on-site, and is there any chemical drift or runoff exposure?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.