NAICS UNIVERSITY · Free research for insurance agents
Tobacco Farming
NAICS 111910 · United States · 2022 edition
This industry comprises establishments primarily engaged in growing tobacco.
Review the farm operation beyond the crop.
Tobacco Farming combines production risks with equipment, premises and labor concerns. Review crop loss, farm property, farm liability. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- How many acres are planted in tobacco, and are any additional crops grown on the same operation?
- What type of curing method is used — flue-cured, air-cured, fire-cured — and what is the condition and age of curing barns?
- Is the tobacco sold at auction, through a leaf dealer contract, or directly to a manufacturer?
- How many seasonal and permanent employees are typically on the operation, and is any on-farm worker housing provided?
- Has the operation had any crop insurance claims or significant losses in the past several years?
- For Tobacco Farming, what should the underwriter know about prior significant crop loss or multiple mpci claims in recent years?
- For Tobacco Farming, what should the underwriter know about curing operations using open-flame or older heating systems in aging barn structures?
- For Tobacco Farming, what should the underwriter know about large seasonal labor crews, especially if housing is provided on-premises?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Tobacco farming operations grow, tend, harvest, and often cure tobacco leaf on agricultural land. Operations typically involve field preparation, transplanting seedlings, crop maintenance, harvesting by hand or machine, and curing in on-site barns before sale to leaf dealers, auction markets, or direct contracts with manufacturers.
Questions to investigate
- How many acres are planted in tobacco, and are any additional crops grown on the same operation?
- What type of curing method is used — flue-cured, air-cured, fire-cured — and what is the condition and age of curing barns?
- Is the tobacco sold at auction, through a leaf dealer contract, or directly to a manufacturer?
- How many seasonal and permanent employees are typically on the operation, and is any on-farm worker housing provided?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.