NAICS UNIVERSITY · Free research for insurance agents
Hay Farming
NAICS 111940 · United States · 2022 edition
This industry comprises establishments primarily engaged in growing hay, alfalfa, clover, and/or mixed hay.
Review the farm operation beyond the crop.
Hay Farming combines production risks with equipment, premises and labor concerns. Review crop loss, mobile farm equipment, farm property and structures. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- How many acres are under hay or alfalfa production, and is the land owned, rented, or a mix?
- Does the operation perform any custom cutting, raking, or baling for neighboring farms?
- What is the approximate replacement value of mobile farm equipment in use?
- Are there irrigated acres, and what irrigation infrastructure is on-site?
- How many hired employees or seasonal workers are involved, and is workers' comp currently in place?
- What is the current crop insurance coverage level and plan type, if any?
- For Hay Farming, what should the underwriter know about large-scale irrigated operations with substantial water rights or pump infrastructure may require more detailed underwriting attention?
- For Hay Farming, what should the underwriter know about significant custom farming activity for third parties, which can broaden liability exposure beyond the insured's own land?
Activities described by this code
Other activities to examine
- Growing grain hay: 1111 — Oilseed and Grain Farming;
- Growing grass and hay seeds: 111998 — All Other Miscellaneous Crop Farming
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Hay farming operations grow, cut, dry, bale, and store hay, alfalfa, clover, or mixed hay crops for sale to livestock producers, feed dealers, or direct consumers. Operations typically involve large acreage under cultivation, significant mobile farm equipment for cutting and baling, and on-site storage in barns or stacked bales. Some operations may also custom-cut or custom-bale for neighboring farms.
Questions to investigate
- How many acres are under hay or alfalfa production, and is the land owned, rented, or a mix?
- Does the operation perform any custom cutting, raking, or baling for neighboring farms?
- What is the approximate replacement value of mobile farm equipment in use?
- Are there irrigated acres, and what irrigation infrastructure is on-site?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.